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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Amazing service with real customer understanding

This is a company that actually understands its customers and has a service model designed to totally meet their needs. Reviewed on: 8th October 2021

Simple and clear

What they do and don't cover is made very clear at each level, and the monthly breakdown of where your money is going feels reassuring. Reviewed on: 8th October 2021

A new paradigm in Insurance

Such well thought out and well implemented policy and business model. I only wish this model would be extended to other types of insurance, under a different brand/pool of funds. Reviewed on: 8th October 2021

Great service at a great price

Low monthly payments, great service. Reliable Reviewed on: 8th October 2021

Thoroughly recommended insurance

I have recommended Laka to loads of my friends for simple smart insurance where they actually care about you and your bike and simply want to get you back on the road as soon as they can. Reviewed on: 8th October 2021

Just amazing!

I can't fault them. The whole process is incredibly simple, and it so easy to update the value and add additions to the policy as well. Reviewed on: 8th October 2021

Really helpful with inexperienced

My first insured bike. Laka were really helpful. With valuations etc. Reviewed on: 8th October 2021

Finally a transparent insurance!

I’ve been insured with Laka for a couple if years for my e-cargo bike and they’ve been great: quick and accessible customer service and helpful to get you back on the road after a breakdown. But more importantly, they are transparent in their pricing and create a welcoming cycling community! This is insurance 2.0 . Reviewed on: 8th October 2021

Great customer experience

Laka really take care of their customers Reviewed on: 8th October 2021

Simple and affordable!

Makes things really easy for me. Reviewed on: 8th October 2021

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