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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Smart insurance for smart people

Good customer experience with detailed explanation each month Reviewed on: 7th October 2021

Helpful and approachable

very helpful and proactive throughout the claim period. Made it easy. Reviewed on: 7th October 2021

The future of insurance

I unfortunately discovered my bike frame had been damaged, but FORTUNATELY I had Laka. Within days I had been paid out for my claim, such exceptionally friendly and accommodating staff who did everything to help. Chuffed to be a member of this pioneering insurance company! Reviewed on: 7th October 2021

Actually good insurance

I honestly never thought I would ever talk enthusiastically and positively about any kind of insurance to anyone, but since joining Laka I have done exactly that. Reviewed on: 7th October 2021

Innovative, good service, great value for money

Innovative, good service, great value for money Reviewed on: 7th October 2021

Bike people

Understood and dealt with my claim quickly and effectively. Not like insurance companies that you feel are always ripping you off! Reviewed on: 7th October 2021

Truly Awesome

No quibble payout and excellent support through the claim service Reviewed on: 7th October 2021

Flexible and low cost

Like how we only pay what’s needed. I have not had to use the insurance yet but I like how each month I get a clear breakdown of what I’m paying and why. Reviewed on: 7th October 2021

Excellent service

Excellent service and best on the market. Reviewed on: 7th October 2021

Easy, hassle free bike insurance

Recommend Laka to all my cycling friends. Easy to use, straightforward claims process, claims settled quickly and without fuss. Cannot recommend highly enough. Reviewed on: 7th October 2021

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