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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Best P2P insurance for cyclist!

if you are looking for a p2p coverage and community to support your cycling hobby, you will not go wrong with laka! #ridewithlaka Reviewed on: 2nd September 2019

Fantastic experience

I used like Laka for the first time after typing “millennial” bike insurance and was super happy. Easy to use, quick to finalize, plus the pricing is transparent, claims are divided between policyholders so you are just charged the right amount. 10/10 Reviewed on: 2nd September 2019

At last a fair and inclusive insurance company.

It makes a real difference not being ripped off by you insurance company. Properly fair premiums. If the company don't have high costs then neither do you and as a friend recently had to make a claim in Spain, after his derailleur was broken in transit, I know that they pay out very quickly. His Di2 was replaced the following morning. Reviewed on: 2nd September 2019

Will do business again with Laka

Extremely professional team, pleasant experience dealing with them Reviewed on: 2nd September 2019

Best

Best experience ever, would recommend to friends. Reviewed on: 2nd September 2019

Insurance that actually CARES

Laka are a creative company staffed by people who understand and care for their customer. Cannot recommend them highly enough! Reviewed on: 2nd September 2019

Best insurance on the road

Had to make a claim Was so fast and simple. Got a reply out of hours. They went above and beyond to get me the right replacement. They really know there stuff! Reviewed on: 1st September 2019

Easy sign up, great prices and concept

I’m a decent sign up, two bikes and accessories. The sign up process was simple and the communication at sign up and the monthly communications are excellent. Very happy with this insurance and have recommended to many friends. Reviewed on: 1st September 2019

Great bang for the buck!

I joined Laka a few months ago when my policy with cycleguard ran out. I was intrigued by the new insurance model and boy was I surprised by the whole experience. It is. So. Much. Better. Reviewed on: 1st September 2019

Great service

Innovative concept and great customer service! Can only recommend Reviewed on: 1st September 2019

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