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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Good, honest insurance

My first experience of dedicated bike insurance. Great responsive staff, reasonable and clear monthly pricing. I haven't need to claim yet, but from what I've read, Laka sound like a diligent bunch. Reviewed on: 1st September 2019

Super easy to use!

The ease of use and intuitiveness of the browser is amazing without compromising on highlight of their products Reviewed on: 1st September 2019

They saved my cheap student behind!

I am currently on a trip cycling solo through Germany and France. Unfortunately my parents still like to be a little over bearing when it comes to my safety. Laka offers affordable, reasonable insurance for both my fixed gear racing career and touring holidays. Because on laka both me and my parents can sleep a little easier at night whether I'm in a hostel, hotel or campsite! Cheers Laka!!!!! Reviewed on: 1st September 2019

Simple, seamless and direct. What insurance should be

Their customer service is brilliant. It's easy to understand what they are selling you. Every insurance company should take note. Reviewed on: 1st September 2019

Excellent service and great price

Excellent service and great price. Dealt with claim without problem and very quickly. Reviewed on: 1st September 2019

Better than the traditional insurers

Setting up a new policy was incredibly easy, and easy to understand. The community aspect of the insurance is Bette than the old dinosaurs way of doing it. Reviewed on: 1st September 2019

Simply amazing

I had a great experience with Laka, 0 problems whatsoever on the claims process! Totally would recommend Reviewed on: 1st September 2019

Great concept great service

Fast friendly and amazing service when you need it Reviewed on: 1st September 2019

Easiest insurance in the world

Been with Laka for 6 months incredible customer service and super easy to use! Reviewed on: 1st September 2019

Good value

Easy to join, no fuss, great value and informative. Reviewed on: 1st September 2019

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