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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Great insurance and have had good experience.

Great insurance and have had good experience. Reviewed on: 28th August 2024

Not the cheapest, but surely the best

You pay for the best service, but when you need it, it really is unbeatable Reviewed on: 28th August 2024

Always been good to me!

Always been good to me and helpful. Reviewed on: 28th August 2024

Excellent communication and super friendly team to d...

Excellent communication and super friendly team to deal with. Reviewed on: 28th August 2024

Really knowledgeable staff and super quick claim set...

Really knowledgeable staff and super quick claim settlement Reviewed on: 28th August 2024

Broke my pedal travelling, no excess meant I could m...

Broke my pedal travelling, no excess meant I could make a claim which was great Reviewed on: 28th August 2024

Laka Wow

Laka Cycling Insurance stands out for its community-driven model, where monthly payments are based on the collective claims of its members, often leading to lower costs. It offers comprehensive coverage, including theft, damage, and third-party liability, both at home and abroad. Laka is known for its fast, hassle-free claims process, handled by real people, ensuring quick resolutions. This personal approach, combined with a community-first mindset, builds trust and fosters a supportive environment among cyclists. By incentivizing careful riding, Laka not only protects your bike but also contributes positively to the cycling community. Reviewed on: 28th August 2024

Covers where others don't

Laka have replaced my stuff pronto when others wouldn't, my bike was taken from my baloncy Reviewed on: 28th August 2024

Fast claims process and transparent messages from th...

Fast claims process and transparent messages from the claims people. 10/10 Reviewed on: 28th August 2024

speedy service

had parts stolen off my bike and they were really fast to get me back on the road! getting the payment ready for the repair was so speedy the only thing i had to wait for was the bike shop since it was summer and workshops fully booked Reviewed on: 28th August 2024

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