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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

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4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

easy and good conditions

it's just so easy and the conditions don't have the loopholes that previous insurers have had Reviewed on: 7th September 2024

Transparent and flexible bike insurance

I’ve used Laka since it started to insure my bike and is a highly transparent and flexible service. I had to pause cycling for a couple months and was very easy to downgrade my cover to save on costs. Reviewed on: 16th October 2023

amazing service and future of insurance

amazing service and future of insurance Reviewed on: 15th October 2023

Helpful responsive and part of the cycling community

Laka have been fantastic for Keert as an insurance provider - responsive to queries, clear on what is going on and genuinely feel like a partnership with a community of people riding bikes Reviewed on: 15th October 2023

Best bike insurance

Best bike insurance on the market. Great business model, product offering and vision. Would recommend to anyone with a bike! Reviewed on: 14th October 2023

Fit for purpose

General household insurance charges an excessive premium for bikes. LAKA are specialists who know better the risks and the market. That is what makes them my preference Reviewed on: 13th October 2023

Great insurance

Great insurance company that works in a fair way. Reviewed on: 13th October 2023

a whole LAKA of love!

Whats not to LOVE about Laka, great vision, spirit, community Reviewed on: 12th October 2023

Great Service

Been a fan of the company for years. Never had a complaint. Highly recommended. Reviewed on: 12th October 2023

Exceptional insurance and an exceptional team to deal with.

My bikes have been insured with Laka for five years now and I have nothing but praise for everything they do. In particular, over the last few years, I've had to make two claims and each time I have been absolutely delighted with the service, attitude, communications and solutions that the team have offered. Lake really is a different and better kind of insurance,in so many ways. I always recommend them to my cycling buddies. Reviewed on: 12th October 2023

The yardstick for cycle insurance

Laka is a company that cares about and listens to cyclists' needs. Their approach to insurance is innovative, and you can tell they put their customers front and centre. Reviewed on: 12th October 2023

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