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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Superb Service!

Fantastic experience with Laka. The team are attentive and friendly, great service all round. Reviewed on: 16th July 2019

The yardstick for cycle insurance

Laka is a company that cares about and listens to cyclists' needs. Their approach to insurance is innovative, and you can tell they put their customers front and centre. Reviewed on: 12th October 2023

Make Life Easy

Simple instructions to follow, easy to work with and receptive claims process makes this the ideal bike insurance. Reviewed on: 12th October 2023

Insurance as it should be

I have used Laka for a number fo years, it is easy to use, simple and clear communications and he claims process is simple. If only all insurance was like this Reviewed on: 12th October 2023

Great cycle coverage

Great coverage and referral scheme at a decent price. Reviewed on: 12th October 2023

Excellent customer service

An excellent customer service, and real expertise with bikes Reviewed on: 12th October 2023

Great product for cyclists

An excellent niche cycling insurance policy that really understands what cover is required. Fair, effective, great value. Reviewed on: 12th October 2023

Great insurance concept

Very professional team to work with as a partner and you feel the passion driving Laka to be the best bike insurance company in Europe Reviewed on: 12th October 2023

Awesome experience

Fantastic customer service - always prepared to go beyond the call of duty to keep the customer happy. Reviewed on: 12th October 2023

Perfect for cyclists

If you love your bike then get cover from the experts. They love cycling as much as you do. Reviewed on: 12th October 2023

A very happy customer.

They delt with my claim very quickly with absolute minimum fuss. Couldn't recommend them highly enough. Reviewed on: 12th October 2023

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