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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

so friendly and focussed on cyclists

the cover process is so simple and transparent Reviewed on: 2nd October 2023

Very good value

Use for 3rd party cover and Laka is great value compared to others and has a clear policy. Reviewed on: 2nd October 2023

Exceptional peace of mind insurance

Extremely easy to take out an insurance without any hassle. Broad cover, good price and friendly and helpful customer service. Reviewed on: 2nd October 2023

Easy & Straightfoward

Laka is easy to use, in terms of amending cover and adding new elements to cover. I like how they keep me updated on what they're paying out on each month. Reviewed on: 2nd October 2023

Straight Forward and Reasonable Cost Bike Insurance

Liability and security peace of mind covered, monthly cost clearly explained and hasn't, as yet approached the ceiling limit. Reviewed on: 2nd October 2023

New to Laka

Fortunately I haven’t needed to claim via Laka. I have joined them because of lots of positive recommendations. Reviewed on: 2nd October 2023

Very good service

You get what you pay for and this means you get good efficient service. Reviewed on: 2nd October 2023

Cycle insurance set up by cyclists!

Rather than a yearly premium, you pay a monthly amount based on the use of Laka by their customers (e.g. settling claims) but always with a maximum monthly rate. Genius! Reviewed on: 2nd October 2023

Easy to sign up

Great for peace of mind cycling about town and locking up our ebike Reviewed on: 2nd October 2023

Kindest cycling insurance there is

Brilliant insurance that encourages honesty and supports fellow cyclists. Reviewed on: 2nd October 2023

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