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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Quickest and most supportive insurance company ever!

I’ve had my bike stolen quite shortly after completing my onboarding with Laka. Luckily they made uploading my evidence real easy and I had all the information required submitted. They got me back on the road within a week! Cannot recommend them more, I am riding without worries now and was able to properly invest in bike and gear. Reviewed on: 1st September 2023

Straightforward to deal with in time of need

Very knowledgeable and helpful to deal with after my 'off'. With the help of my LBS, the bike was back ready for the road before I was ! Reviewed on: 1st September 2023

Great service

Really straight faward company.it’s been a simple experience.well done Reviewed on: 1st September 2023

Specialist insurance from cyclists

Laka understand cyclists and provide great products for bikes and gear. Reviewed on: 1st September 2023

Laka is value and peace of mind

Best value and quality bike insurance around. Reviewed on: 1st September 2023

Very very good

In a world we’re you constantly feel like insurance companies are trying to take as much as they can and make you feel bad/ criminal for claiming even the smallest of things, Laka is a ray of hope for cyclists - keeping as many wheels turning as possible. Kudos to the team at Laka! Reviewed on: 1st September 2023

Brilliant!

Only heard good things about them, easy on boarding process, and efficient at dealing with issues. Reviewed on: 1st September 2023

Perfect Bicycle Insurance!

Low monthly cost, you can tailor the type of insurance to cover your exact needs, easy to contact them (and get a swift response!) Just perfect! Reviewed on: 1st September 2023

Great service, fair price

Laka are very easy to deal with, offer a great service with good perks and are competitively priced. The option to just provide core cover is a great move, the flexibility is very helpful and allows to plan for big trips in the future while not paying for cover you don't need the rest of the year. Reviewed on: 1st September 2023

Best bike insurance

Best bik insurer on the market. Reviewed on: 1st September 2023

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