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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

Insurance that genuinely has your back Reviewed on: 9th October 2024

Flexible, Comprehensive, Yet Cheap

Flexible, Comprehensive, Yet Cheap Reviewed on: 1st August 2023

Amazing

Im very happy, and I recommend for all my friends and family Reviewed on: 1st August 2023

I Laka it a lot

Super easy to get a quote and set up insurance with Laka, they're completely transparent about costs and your cover. Feels great knowing that I'm covered should anything happen, be it racing or plain old bike theft. So good I added my partners bike too, took about 2 minutes to add! Reviewed on: 31st July 2023

Quick and simple Peace of mind

Getting cycle insurance through Laka was quick, easy and instantly provided me peace of mind. The ease of use and simple wording makes me recommend it to friends and family - I just want them to start offering other forms of insurance as well! Reviewed on: 28th July 2023

Always willing to go the next mile

Always willing to go the next mile Reviewed on: 25th July 2023

Extremely fast and helpful

Extremely fast and helpful, highly recommend Reviewed on: 25th July 2023

Insurance made Easy

I’ve had multiple claims with Laka after unfortunate incidents whilst cycling, and every time they’ve been a massive help getting back on the bike. Reviewed on: 24th July 2023

great company

Laka dealt with our bike which was involve din an accident fantastically. swift over emails and stress free. Reviewed on: 24th July 2023

Wow

I knew from friends they were good but just couldn’t believe HOW GOOD. After I had a crash my claim was sorted in less than a week. Amazing communication, friendly and caring staff. Feels like an insurance run by cyclists for cyclists. Reviewed on: 24th July 2023

Best bike insurance by far

Having had mates spend months chasing claims from other "specialised bike insurers", knowing that Laka pays out quickly and at the right value means a lot. Reviewed on: 24th July 2023

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