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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

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4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

Insurance that genuinely has your back Reviewed on: 9th October 2024

True value to consumer

Laka is the first insurer that is actually giving me true value for my money. Keep it up! Reviewed on: 8th October 2022

Excellent bike insurer

We have had our family cargo bike insured with Laka for over a year. The process of commencing our insurance was easy and painless. There were no hidden costs and we found the Laka team easy to make contact with and very helpful. We have not had to make a claim yet, so can not comment on that experience. however we feel reassured and trust that should we need to, their support and assistance would not be found lacking. Thank you Laka for a quality trouble-free service to date Reviewed on: 8th October 2022

Incredible insurance

One of the best cycle insurance companies I have ever used, amazing and friendly team and saved me a tonne. Reviewed on: 7th October 2022

Effective

Claim honoured with pragmatic solution once all available photographic evidence was sent. Reviewed on: 7th October 2022

Great insurance

Laka have been fantastic assisting with my claims. Reviewed on: 7th October 2022

Great company with clear communication

Laka is innovative, cool and communicates in a clear language. Would recommend them for sure Reviewed on: 7th October 2022

Super easy and simple

Quick and easy process and it's great to know that there's a cap on my premium. I'm yet to pay even close to it! Reviewed on: 7th October 2022

This is such a good way to deliver insurance

They are a young and innovative company with great customer service Reviewed on: 7th October 2022

Cost effective bike insurance

Laka's bike insurance model is transparent and effective. Reviewed on: 7th October 2022

Great product & great service

Have been a customer for a number of years now. They provide a great product for cyclists and you know they are keen cyclists too. Customer service is quick and excellent. Reviewed on: 7th October 2022

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