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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

Insurance that genuinely has your back Reviewed on: 9th October 2024

First class

Brilliant product, brilliant service. Highly recommend. Reviewed on: 7th October 2022

Best for cycling community

Best insurance for cycling community Reviewed on: 7th October 2022

Bespoke cycling insurance

Excellent company, bespoke bike insurance by people who really get it Reviewed on: 7th October 2022

Good

No issues so far, they seem to do what they promise Reviewed on: 7th October 2022

great service

always good to deal with, never had an issue and happy to be part of a collective Reviewed on: 7th October 2022

I cant believe how they are getting better and better

I’ve been with Laka for a few years now and I couldn’t believe how good they were then. Completely fair and friendly service which you can get an answer almost immediately about a claim. But they care so much more than just being there for claims, they provide advice about locking, storing etc, they even provide huge discounts on cycling kit if you refer a friend which is amazing!! They keep getting better and I can’t believe still that cycling insurance as simple as it is with Laka! Reviewed on: 7th October 2022

Insurance for smart people

Insurance the way it should have always been. Reviewed on: 7th October 2022

Best in class insurance

Excellent product and customer service. Always quick to respond and get the claim sorted in a matter of days. Fair pricing policy and transparent profit mechanism. Would highly recommend. Reviewed on: 7th October 2022

Excellent

A sense of mutual protection, just like the cycling community itself. Perfect approach. Reviewed on: 7th October 2022

Amazing provider

Incredible service and provider that is working for the good the people Reviewed on: 7th October 2022

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