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Legal and General: Life Insurance reviews

3.90
Based on 105 reviews, last reviewed 17th Dec 2024
85% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
23%
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4%
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5%
See only 1 star reviews
12%

Latest highest rating:

5

Easy to use, easy to update policy and great price Easy to use, easy to update policy and great price Reviewed on: 14th October 2024
Sam s's avatar
Sam s

Latest lowest rating:

1

Completely incompetent at every level I just needed to change my Direct Debit details. L&G makes tens of millions in profit every year to spend on training their customer service represent... Read more Reviewed on: 17th December 2024
Jason's avatar
Jason

About this product

Do you want to find out what life as a Legal and General life insurance customer is like? Now you can! Read Legal and General life insurance reviews at Smart Money People to find out what other policy holders have to say.

Legal and General Life Insurance reviews (105)

Review of the Legal and General, Life Insurance:

Easy to use, easy to update policy and great price

5
Easy to use, easy to update policy and great price Reviewed on: 14th October 2024

Reasonable price

4
I'm happy with the life insurance for myself and my husband. It's good cover and cheaper compared to others. I didn't get ten because they didn't cover me for critical cover as my mum had cancer and I've a gene which increases my risk so I get regular testing. Due to this they won't cover me for cancer which I didn't think was fair. If I didn't get gene tested I wouldn't know therefore I would have been covered and not getting tested regularly so athat higher risk. That's the only negative about legal and general. Reviewed on: 4th July 2017

Excellent Premium

5
Cheap premiums for a substantial life cover. Reviewed on: 9th February 2017

Quick application process if not long medical history

4
Online application was surprisingly quick and easy. The firm had all relevant questions and loaded quickly. Only delay caused by long medical history. Good ongoing contact via email and letter while awaiting approval. Reviewed on: 24th December 2016

A bit confusing

3
When I took out life insurance with legal and general, they had a very thorough check list to go through, but when following something up, they either didn't receive or didn't action the paperwork I spent, meaning I had to go through the whole process again. However, now it's all sorted it's been great. Reviewed on: 24th December 2016

Great customer service

4
Husband recently contacted them to advise of my change of name due to marriage. They were really good and helpful, updating other info and making sure we'd got the right cover. Makes a nice change to feel a valued customer from insurance companies Reviewed on: 30th October 2016

Never had a problem.

5
I had such a smooth time when starting my life insurance quote. The telephone times were really short when calling to speak to an advisor. Reviewed on: 13th September 2016

Good product, good price

4
Got this product through a broker. It covers my long-term medical condition and is a good price. Reviewed on: 12th September 2016

No major issues, good customer service

4
I've not had any cause to complain about my product or any issues since the start of my product. The quotes were clear with easy to understand product details. An issue I had when applying for it was cleared up right away. Reviewed on: 5th September 2016

Simple and Easy

4
Legal and General have caused me no trouble. It has been a straight forward process. When people check to see if I have the cheapest quote I always do. I just haven't died yet so I don't know how easy it will be for my family to get a payout. Reviewed on: 29th August 2016

Expensive

3
We took out L&G's life insurance with critical illness cover when we took out our mortgage about 18 months ago. Though the policy is fairly comprehensive, it is very expensive. On investigating this further in recent month it's possible to get much the same cover for a significantly cheaper premium. Reviewed on: 15th August 2016

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