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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (630 reviews)

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4.45

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Straightforward online banking.

Straightforward online banking.. Great rewards like Disney. (The alternative magazine subscription is a poor choice though). Also has a fixed rate regular saver which I am using. Reviewed on: 8th June 2024

Less interaction than previous.

Less interaction than previous. Now I've got a mortgage they don't seem to make contact much Reviewed on: 28th May 2024

Competitive interest rates and personalised rewards

Lloyds offer competitive interest rates alongside benefits and rewards for their customers which are personalised to their interests. Not many banks offer this and if they do you usually have to pay for their services. Reviewed on: 26th May 2024

Club Lloyds

Club Lloyds is a current account that offers exclusive benefits. Choose one Lifestyle Benefit every year plus, take advantage of preferential savings rates, mortgage offers and earn credit interest on balances up to £5,000. Reviewed on: 26th May 2024

A rewarding current account

I love the current account due to the generous perks that come with it. The account is free as I'm eligible for it and also comes with "everyday offers" where you can get a certain % back when you're shopping at particular retailers. Reviewed on: 25th May 2024

Wonderful experience

I am having a wonderful experience with Lloyd's so far. So much so that I have also opened a junior account for my son Reviewed on: 24th May 2024

Lloyds Club account.

Club account supplies my requirements. App is very useful. Overdraft Charges are reasonable. Reviewed on: 24th May 2024

Great bank account with excellent app.

Great bank account with excellent app. Easy to view accounts and see payments etc. Very user friendly. Its great that this account also gives access to the club lloyds monthly saver with the competitive interest rate. Reviewed on: 24th May 2024

Superb banking experience

It's benefits scheme and top interest savings accounts are always a win Reviewed on: 24th May 2024

I using for 3 years ,excellent bank and high securit...

I using for 3 years ,excellent bank and high security of your money . I love this bank Reviewed on: 19th April 2024

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