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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 624 reviews, last reviewed 12th Feb 2026
3400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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17%
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6%
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1%
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6%

Latest highest rating:

4

Great but needs less manual fee waiving process Great product with lovely perks to choose from each year! The only downside is the fee waiving process is manual so shows up on the statement each mon... Read more Reviewed on: 12th February 2026
M S's avatar
M S

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (624)

Review of the Lloyds Bank, Club Lloyds Current Account:

One of the best interest paying accounts on the market.

5
If you are looking for an account to get a decent interest rate on,the Club Lloyds account is a good choice paying a rate of 4% on balances of £4-5k,certainly beating any of the regular savings accounts on the market despite itself being a current account.This account is also unique in offering annual lifestyle benefits i.e. cinema tickets/magazine subscription which is a first from a bank account for me, but great combined with the the high interest rate. Reviewed on: 26th August 2015

Lloyds Club account.

5
Club account supplies my requirements. App is very useful. Overdraft Charges are reasonable. Reviewed on: 24th May 2024

Great bank account with excellent app.

5
Great bank account with excellent app. Easy to view accounts and see payments etc. Very user friendly. Its great that this account also gives access to the club lloyds monthly saver with the competitive interest rate. Reviewed on: 24th May 2024

Superb banking experience

5
It's benefits scheme and top interest savings accounts are always a win Reviewed on: 24th May 2024

I using for 3 years ,excellent bank and high securit...

5
I using for 3 years ,excellent bank and high security of your money . I love this bank Reviewed on: 19th April 2024

The Club Lloyds account is very good.

5
The Club Lloyds account is very good. It saves me a lot of money on Disney Plus. Reviewed on: 13th April 2024

Whenever I faced any issue with any transaction Lloy...

5
Whenever I faced any issue with any transaction Lloyds bank helped me spontaneously. Reviewed on: 12th April 2024

Committed to the high street.

5
In my town, we used to have 7 banks. Now we only have one. I moved banks because I became frustrated with the breakdown in communication when calling contact centres to discuss issues. Now I have a branch that I can go to when I have an issue and get it resolved there and then. Offers a fantastic range/ suite of products. Reviewed on: 12th April 2024

great value for money!

5
For a small fee, there are great perks such as travel insurance, mobile insurance, breakdown cover and Disney+. It is great value for money. Reviewed on: 12th April 2024

Moved to Lloyds great incentive great products and app

5
Moved to Lloyds great incentive great products and app Reviewed on: 12th April 2024

Interest and gifts on current account

5
This account gives freebies like movie tickets, Disney+ and on top of that, interest also on upto £5000K. Loved this account Reviewed on: 12th April 2024

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