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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

15% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Got free Disney subscription with their account whic...

Got free Disney subscription with their account which was a nice bonus. I've been with Nationwide 20 years and never received any bonuses like this. Reviewed on: 26th February 2025

I have banked with Lloyds since 1979 and have always...

I have banked with Lloyds since 1979 and have always received excellent advice and service with friendly staff. Reviewed on: 26th February 2025

I've been with Lloyds for over a decade.

I've been with Lloyds for over a decade. Overall good experience but definitely need to get their customer service sorted. Very hard to reach if you don't need the fraud department Reviewed on: 26th February 2025

Great interest rates and useful benefits :)

Have held this bank account for several years and can't fault it. Great interest rates on both the current and monthly club savings accounts. Useful account benefits too! Reviewed on: 26th February 2025

Love the Club Lloyds account

I love my club Lloyds account, the perks are a great idea and I like that I get an exclusive higher savings rate. I also really like the app overall and have experienced great customer service Reviewed on: 23rd February 2025

Account is easy to use and offers good value.

Account is easy to use and offers good value. The phone app to access the account is absolutely top notch. Sometimes you need to speak to someone and it can be difficult to get through to anyone / the right person. Reviewed on: 27th January 2025

Always rated Lloyds Bank Club Vue Cinema Vouchers hi...

Always rated Lloyds Bank Club Vue Cinema Vouchers highly until yesterday! Could not book in advance on line, system would not let me (and we live 20 miles from Vue!) . This happened once before and I thought mudt be system glitch tyst day ....but not. Drove in , the showing was then sold out & they said can longer use vouchers on line. Whoever is managing the corporate voucher deal with Vue....needs to have a word. Reviewed on: 20th January 2025

Excellent all the way.

Excellent all the way. No doubt or concern whatsoever Reviewed on: 13th January 2025

Aggregated benefits are class leading.

Instant access savers with decent fixed interest rates. Useful to view a list of anticipated upcoming future payments for the month ahead. Reward options include cinema tickets, magazines, and cashback. Reviewed on: 6th December 2024

Very good customer service and very helpful when my...

Very good customer service and very helpful when my card was stolen and used online they stopped the scammers and contacted me straight away Reviewed on: 5th December 2024

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