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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 628 reviews, last reviewed 20th Feb 2026
3800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
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17%
See only 3 star reviews
6%
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1%
See only 1 star reviews
6%

Latest highest rating:

5

everything works as it should costs are minimal everything works as it should costs are minimal Reviewed on: 20th February 2026
RUSSELL 's avatar
RUSSELL

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (628)

A Global Bank From The Future

5
Lloyds Bank have an amazing array of products that suit each and every customer need. As someone who loves bing watching series from the comfort of my home, and once in a while going to the cinemas to watch a marvel movie, the Club Lloyds Current Account is just perfect for me. I’m able to choose a 1 year Disney subscription this year and choose 6 cinema tickets the next. Guess what, I did one better. I chose 6 cinema tickets on mine and encouraged/referred my wife to open an account as well and she chose the Disney 1 year subscription. Awesome bank with amazing products, right? #winks. Another great thing I love about them though is how their products are forward looking and anticipate what the future holds then meeting that need now. A real global bank from the future :) Reviewed on: 1st March 2024

Excellent online access!

5
Good Excellent online access ... Very smart presentation and good follow up in queries. Reviewed on: 29th February 2024

Good reward advantages

4
Good current account with good reward advantages - I go for the cinema tickets, just remember to check the expiry date as I accidentally missed the cut off for two last year! Linked saver at a good rate also. Haven't had many issues & offer regular switching deals as far as I can see. £3 account fee/ month would be steep but you can get around it without much hassle. Reviewed on: 29th February 2024

Great account

5
Great bank great account kept updated on everything helpful site Reviewed on: 22nd February 2024

Love the Club Lloyds benefits.

5
Love the Club Lloyds benefits. Shame you cannot have more Club Lloyds accounts. Monthly Saver account is also a welcome benefit to having the Club account Reviewed on: 19th February 2024

The Lloyd's bank cares about their customers and giv...

5
The Lloyd's bank cares about their customers and give alternative ways to bank unlike some digital banks who treat customers as a number and do not provide helpful services Reviewed on: 17th February 2024

Lloyds Customer

5
Lloyds Customer for many years after local NatWest branch closure. Good friendly bank providing wide variety of services, whilst local branch open excellent rapport with staff however branch now closed and left with online services which whilst providing everything required looses that personal touch and ability to walk into the branch Reviewed on: 16th February 2024

I've been a customer of Lloyds (formerly Lloyds TSB,...

4
I've been a customer of Lloyds (formerly Lloyds TSB, and TSB) ever since 1986. I like being a customer for the security of service that they provide, the products (I also insure my car though them), and the ease of use (I can contact customer service easily by phone or online). Reviewed on: 15th February 2024

Easy to use and uncomplicated linked savings plans.

4
Easy to use and uncomplicated linked savings plans. Interest isn't if you do this or that. Straight forward to use. Reviewed on: 15th February 2024

Faithful old horse

5
Lloyds have been as they say "by my side" for more years than I can remember and I plan to keep it that way Reviewed on: 15th February 2024

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