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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

15% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Online account very clear and easy to navigate.

Online account very clear and easy to navigate. Reviewed on: 5th December 2024

The Lloyd’s best experience

I loved Lloyd’s, they gave me the best experience I had in ages Reviewed on: 5th December 2024

Great for those who want Disney plus

I have been with Lloyds for many years as they were the first bank I ever had an account with, and I like the way the club lloyds account gives you a free bonus like disney plus, magazine subscription or movie/coffee discounts. I initially had the magazines but then changed to Disney Plus, as I would otherwise never pay for streaming channels other than just Amazon, so it is a good way to get an extra one for free. Th customer service of Lloyds have always been great, whenever I had issues they were very good, and also they are one of the few high street banks with branches around, plus a coffee shop inside their Manchester branch. The interest rate on the Club Lloyds is not as great as other banks, but I find that it is still one of the best high street bank package accounts. Another thing is the app interface is very easy to use with a lot of features, they also recently updated the UI and out of my banking apps, it is my favourite one. Reviewed on: 28th November 2024

Great current account features to manage money

Good current account with platform feature (“upcoming payments”) etc. Can have two regular savers associated and free cinema tickets, etc Reviewed on: 24th November 2024

Fantastic account good linked savings account great...

Fantastic account good linked savings account great freebie’s Reviewed on: 21st November 2024

The account is good value for money with added perks...

The account is good value for money with added perks and it is easy to manage on the app. Reviewed on: 21st November 2024

Current account opened then CLOSED!

I tried to open a current account online to take advantage of the offer of extra cash to use the current account switiching service. All seemed to go well and I got a number of emails welcoming me to the bank etc etc, then out of the blue a text message saying I had to go into the branch with my passport to confirm my identity. Currently living in Spain for the winter so couldnt do it. So incredibly unhelpful when I foolishly tried to tell them using their chat service as I dont like using the phone. Went from one 'chatbot' to another, no help at all. I kept asking to talk online to a real human but I dont think they have them, although their bots all had solid british names of course. Total rubbish. Appalling customer service. Then had text message to say they had closed the account!! Tried to get through to them using the bots again to ask why. Ha ha, no joy of course but I am concerned they may have put a note on my credit file in which case I shall be livid. Still getting jolly emails about how pleased they are I have joined!! Have never had anything like this before. DO NOT ATTEMPT TO OPEN NEW ACCOUNT WITH THIS SHOWER. HOPELESS. I am still furious with them. No wonder they are offering the biggest bribe at the moment. Reviewed on: 17th November 2024

A good bank account with free added extras

A good bank account with free added extras Reviewed on: 5th October 2024

Long standing customer

I have had the account for 30 or so years and never had any problems although do feel that they don’t go the extra mile for long standing existing customers Reviewed on: 30th September 2024

Excellent online facilities

I notice that the reading of one’s bank account is so much clearer now and in much bolder letters which is very helpful for an elderly person like myself with poor eyesight. I have recently also got a replacement current account debit card which again is so much clearer. Thank you Lloyds! Reviewed on: 24th September 2024

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