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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (630)

Easy to use and uncomplicated linked savings plans.

4
Easy to use and uncomplicated linked savings plans. Interest isn't if you do this or that. Straight forward to use. Reviewed on: 15th February 2024

Faithful old horse

5
Lloyds have been as they say "by my side" for more years than I can remember and I plan to keep it that way Reviewed on: 15th February 2024

Terrible

1
They closed all my accounts (personal, business and saving) with no explanation Reviewed on: 15th February 2024

Unhelpful advisor

1
Trying to add Disney plus, and each time I click the link, it takes me to lloyds. I have rung up for support and only advice is its my device, stopping me due to privacy access- I don't usually have issues..... really unhelpful. Reviewed on: 2nd January 2024

Rubbish service

1
Rubbish service. Another morning of frustration and time wasted. Was told by a snooty assistant on my last visit that I must use the in-bank ATM and it will let me withdraw any amount - WRONG - it won't. Took what it allowed and then joined the queue for the one and only cashier as I needed more cash. Immediately jumped on by another assistant who demanded to know why I was in the queue - told her why and she just walked off. After 5 minutes I got to the cashier. Her terminal doesn't work and can't read a card chip. Virtually no communication from her at all so asked why she couldn't type in my details on her keyboard - we have to read the chip she says! Another member of staff called to open another till but he was 'busy' and never arrived. After another 10 minutes of PC restarts she eventually managed to read the chip but had by then forgotten why I was there. Eventually got the cash I wanted but guess what - after having a Lloyds current account for exactly 60 years - I'm off, you can keep your rubbish service. Reviewed on: 11th December 2023

Great Bank

5
Great Bank and keep my money safe Reviewed on: 12th October 2023

Great account

5
Never had an issue been with Lloyds Since was 16. The bonus incentives with regard to this account have save me lots of money Reviewed on: 12th October 2023

Great product

5
The club Lloyds platinum account is a good deal, with a reliable bank. Reviewed on: 30th September 2023

Easy,reliable,understanding

5
Online and app always there and very reliable Reviewed on: 7th September 2023

great service

5
customer focus. at all times good correspondence and updates on financial . Reviewed on: 24th August 2023

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