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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 653 reviews, last reviewed 3rd Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
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17%
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6%
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1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026
Rish's avatar
Rish

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Bank is Helpful

5
Seem to be OK. Ideal I am able to go into a Branch at the moment Reviewed on: 12th March 2024

A great product, with great rewards.

5
A great product, with great rewards. Good telephone and internet banking service. Shame interest now only played on first £3000 of credit rather than £5000. Reviewed on: 11th March 2024

rating of lloyds

5
app is very good. good interest rates. Reviewed on: 7th March 2024

It’s been good!

4
It’s been good! Lloyds bank app is quite helpful, benefits are amazing, interest rate on current and saving accounts are better than others Reviewed on: 7th March 2024

Being a part of Club Lloyds pays

5
Club is a fantastic proposition offering enhanced rates and services, perks such as Disney+ and a discount on my mortgage for no extra fees per month Reviewed on: 7th March 2024

A Global Bank From The Future

5
Lloyds Bank have an amazing array of products that suit each and every customer need. As someone who loves bing watching series from the comfort of my home, and once in a while going to the cinemas to watch a marvel movie, the Club Lloyds Current Account is just perfect for me. I’m able to choose a 1 year Disney subscription this year and choose 6 cinema tickets the next. Guess what, I did one better. I chose 6 cinema tickets on mine and encouraged/referred my wife to open an account as well and she chose the Disney 1 year subscription. Awesome bank with amazing products, right? #winks. Another great thing I love about them though is how their products are forward looking and anticipate what the future holds then meeting that need now. A real global bank from the future :) Reviewed on: 1st March 2024

Excellent online access!

5
Good Excellent online access ... Very smart presentation and good follow up in queries. Reviewed on: 29th February 2024

Good reward advantages

4
Good current account with good reward advantages - I go for the cinema tickets, just remember to check the expiry date as I accidentally missed the cut off for two last year! Linked saver at a good rate also. Haven't had many issues & offer regular switching deals as far as I can see. £3 account fee/ month would be steep but you can get around it without much hassle. Reviewed on: 29th February 2024

Great account

5
Great bank great account kept updated on everything helpful site Reviewed on: 22nd February 2024

Love the Club Lloyds benefits.

5
Love the Club Lloyds benefits. Shame you cannot have more Club Lloyds accounts. Monthly Saver account is also a welcome benefit to having the Club account Reviewed on: 19th February 2024

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