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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Excellent current account and great app

5
great app, had no issues with this bank - i did with my previous bank and i am very happy with the lloyds account and the free gift (a magazine subscription which i love) Reviewed on: 13th January 2022

Good bank

4
Lloyds is a good bank to be with. They offer lots of cashback rewards which is really helpful. The app is easy to use Reviewed on: 19th August 2023

good service

4
they care about the customers i hope you have more investment options Reviewed on: 14th August 2023

Good account with free benefits

5
A good bank account and service from Lloyds. The free extras are a nice touch and although there is a fee this iswaived if you meet the minimum income payment into the account. The lloyds online banking is also very good. Reviewed on: 12th August 2023

Great current account and great app

4
since switching from Barclays (useless), i have been very impressed with Lloyds - the App is excellent, customer service is great and the account is exactly what i need. would recommend. Reviewed on: 17th June 2023

Good bank with decent online servicing

5
Good account with "extras" being provided (e.g. club lloyds monthly saver 6.25%). I have very high (unused) limits with them so use the account well and they'll trust you with more credit. Reviewed on: 17th June 2023

We recommend them to everyone.

5
You'd think we were 83 the way we talk about the bank lol, but my husband and I at 25 & 26 do recommend Lloyds to all of our friends who are starting to settle as well. Club lloyds accounts are great, and the saver has gone up to 5% interest after a year with £400 a month which is mad! We have our mortgage through Lloyds as well and this is all viewable on the app. Great offers, so easy to use, everything in 1 place! Reviewed on: 15th June 2023

Best Current Account

5
Best current account to have lots of benefits and free credit score. Reviewed on: 11th June 2023

Unreasonable

1
They closed all my accounts with no explanation Reviewed on: 9th June 2023

Great benefits

5
Got Disney plus for free this year, that's the best option I've seen in the market Reviewed on: 1st June 2023

The Ok Account

4
The Club Lloyds Current Account,Is ok suits my income.Keeps me informed of my finances Reviewed on: 1st June 2023

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