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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (653 reviews)

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4.44

Based on 653 reviews, last reviewed 3rd Apr 2026

5500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

The Lloyd's bank cares about their customers and giv...

The Lloyd's bank cares about their customers and give alternative ways to bank unlike some digital banks who treat customers as a number and do not provide helpful services Reviewed on: 17th February 2024

Lloyds Customer

Lloyds Customer for many years after local NatWest branch closure. Good friendly bank providing wide variety of services, whilst local branch open excellent rapport with staff however branch now closed and left with online services which whilst providing everything required looses that personal touch and ability to walk into the branch Reviewed on: 16th February 2024

I've been a customer of Lloyds (formerly Lloyds TSB,...

I've been a customer of Lloyds (formerly Lloyds TSB, and TSB) ever since 1986. I like being a customer for the security of service that they provide, the products (I also insure my car though them), and the ease of use (I can contact customer service easily by phone or online). Reviewed on: 15th February 2024

Easy to use and uncomplicated linked savings plans.

Easy to use and uncomplicated linked savings plans. Interest isn't if you do this or that. Straight forward to use. Reviewed on: 15th February 2024

Faithful old horse

Lloyds have been as they say "by my side" for more years than I can remember and I plan to keep it that way Reviewed on: 15th February 2024

Terrible

They closed all my accounts (personal, business and saving) with no explanation Reviewed on: 15th February 2024

Unhelpful advisor

Trying to add Disney plus, and each time I click the link, it takes me to lloyds. I have rung up for support and only advice is its my device, stopping me due to privacy access- I don't usually have issues..... really unhelpful. Reviewed on: 2nd January 2024

Rubbish service

Rubbish service. Another morning of frustration and time wasted. Was told by a snooty assistant on my last visit that I must use the in-bank ATM and it will let me withdraw any amount - WRONG - it won't. Took what it allowed and then joined the queue for the one and only cashier as I needed more cash. Immediately jumped on by another assistant who demanded to know why I was in the queue - told her why and she just walked off. After 5 minutes I got to the cashier. Her terminal doesn't work and can't read a card chip. Virtually no communication from her at all so asked why she couldn't type in my details on her keyboard - we have to read the chip she says! Another member of staff called to open another till but he was 'busy' and never arrived. After another 10 minutes of PC restarts she eventually managed to read the chip but had by then forgotten why I was there. Eventually got the cash I wanted but guess what - after having a Lloyds current account for exactly 60 years - I'm off, you can keep your rubbish service. Reviewed on: 11th December 2023

Great Bank

Great Bank and keep my money safe Reviewed on: 12th October 2023

Great account

Never had an issue been with Lloyds Since was 16. The bonus incentives with regard to this account have save me lots of money Reviewed on: 12th October 2023

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