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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 653 reviews, last reviewed 3rd Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026
Rish's avatar
Rish

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Great product

5
The club Lloyds platinum account is a good deal, with a reliable bank. Reviewed on: 30th September 2023

Easy,reliable,understanding

5
Online and app always there and very reliable Reviewed on: 7th September 2023

great service

5
customer focus. at all times good correspondence and updates on financial . Reviewed on: 24th August 2023

Good bank

4
Lloyds is a good bank to be with. They offer lots of cashback rewards which is really helpful. The app is easy to use Reviewed on: 19th August 2023

good service

4
they care about the customers i hope you have more investment options Reviewed on: 14th August 2023

Good account with free benefits

5
A good bank account and service from Lloyds. The free extras are a nice touch and although there is a fee this iswaived if you meet the minimum income payment into the account. The lloyds online banking is also very good. Reviewed on: 12th August 2023

Great current account and great app

4
since switching from Barclays (useless), i have been very impressed with Lloyds - the App is excellent, customer service is great and the account is exactly what i need. would recommend. Reviewed on: 17th June 2023

Good bank with decent online servicing

5
Good account with "extras" being provided (e.g. club lloyds monthly saver 6.25%). I have very high (unused) limits with them so use the account well and they'll trust you with more credit. Reviewed on: 17th June 2023

We recommend them to everyone.

5
You'd think we were 83 the way we talk about the bank lol, but my husband and I at 25 & 26 do recommend Lloyds to all of our friends who are starting to settle as well. Club lloyds accounts are great, and the saver has gone up to 5% interest after a year with £400 a month which is mad! We have our mortgage through Lloyds as well and this is all viewable on the app. Great offers, so easy to use, everything in 1 place! Reviewed on: 15th June 2023

Best Current Account

5
Best current account to have lots of benefits and free credit score. Reviewed on: 11th June 2023

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