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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

Worth it

4
The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

We recommend them to everyone.

5
You'd think we were 83 the way we talk about the bank lol, but my husband and I at 25 & 26 do recommend Lloyds to all of our friends who are starting to settle as well. Club lloyds accounts are great, and the saver has gone up to 5% interest after a year with £400 a month which is mad! We have our mortgage through Lloyds as well and this is all viewable on the app. Great offers, so easy to use, everything in 1 place! Reviewed on: 15th June 2023

Best Current Account

5
Best current account to have lots of benefits and free credit score. Reviewed on: 11th June 2023

Unreasonable

1
They closed all my accounts with no explanation Reviewed on: 9th June 2023

Great benefits

5
Got Disney plus for free this year, that's the best option I've seen in the market Reviewed on: 1st June 2023

The Ok Account

4
The Club Lloyds Current Account,Is ok suits my income.Keeps me informed of my finances Reviewed on: 1st June 2023

Great benefits to Club Lloyd

5
The benefits to the Club Lloyd account are great. 6% regular saver where crucially you can save £400 a month - more than other banks' regular savers I've seen. "Lifestyle benefits" are nice perks too. Reviewed on: 31st May 2023

Can't fault this

5
Easy access account which comes with a range of perks to choose from including magazine subscriptions for a year. Special cashback offers and generally a straight forward current account. Can't find a fault! Reviewed on: 31st May 2023

Helpful and friendly bank

5
Always helpful and friendly staff both on the phone, social media and in branch. I love the fact that I can go into branch if I have an issue or to carry out required transactions and actually talk to a person. Reviewed on: 31st May 2023

A really innovative account

4
I am new to Lloyds bank but was enticed by their switching offer. Switching was super easy and their app is excellent. Lots of nifty features and the cashback is a brilliant addition. Reviewed on: 11th April 2023

Account

5
I have opened this account 5 years ago and I wouldn’t change it with other banks Reviewed on: 11th April 2023

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