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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (630 reviews)

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4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Well, their service and app updates are top notch.

Well, their service and app updates are top notch. Reviewed on: 26th February 2025

the best account i've had in years

After a terrible experience with hsbc, Lloyds has really turn me around on what good banking can be. The huge yearly benefits such as, cinema tickets, discounts on food, mobile and tv plans, good interest rates on purchases are fantastic and really easy to access. Plus additional cashback on purchases from a variety of brands, makes things a bit easier in this cost of living crisis. The fact that i can control my contactless limit, save the change and roundups my spending are some of the many perks to holding this account. I am really pleased. Reviewed on: 18th February 2023

Easy to use and multiple benefits

I love this account, the app and all features are so easy to use. And only a small fee. They are upfront and honest about all changes and I feel like a valued customer. Reviewed on: 17th February 2023

Always sort my problems

i've been with lloyds for many years and they have always dealt with my problems, form lost bank cards to unauthorized payments to getting an overdraft. Never had any problems Reviewed on: 16th February 2023

Overall good bank but one small change

Overall good bank and good app to use and I feel it’s safe and secure. One small criticism is that notifications are slow unlike other banks for example if someone send me money or if a DD is taken notifications are not instant. Other then this I have no complaints really always good customer service to. Reviewed on: 16th February 2023

Club lloyds

Clear mobile banking, good perks and preferential savings rates. Reviewed on: 15th February 2023

Great perks

Great account, even though the requirements for it to be free are going up. It's still worth even paying. Staff are amazing too Reviewed on: 15th February 2023

Fraud dept exposed me to potentially having my account stolen themselves

Fraud dept exposed me to potentially having my account stolen themselves. I tried to transfer from my own account into another account in my name. It was held by their fraud dept and had to phone a number. I spoke to 2 people on phone each time going through their security questions, but they could not release the payment. Over an hour later I was told to go into a branch to get it released. At a branch I spoke to 2 further people who had to phone their dept themselves and was passed the phone onto me to go through their security again. While on phone I was passed to another person and went through the same security again. They still could not get the payment released. Since the payment did not go through, I was told to put the payment through again. All this time I was in an open planned branch being asked personal and sensitive questions where anyone coming and going can hear, more than once. Obvious no one knows what they’re doing since I was kept being passed from one person to another. I didn’t get to do what I set out to achieve and I’m out of pocket having to pay for parking for several hours. Reviewed on: 10th February 2023

Easy

The app is very easy to use.very handy when out and about to have it on your phone. Reviewed on: 8th February 2023

Great banking app

My Club Lloyds current account gives me access to cash back on multiple purchases. I also get 6 free cinema tickets every year with this account. I think this is a brilliant reward and there are no hidden costs for this either! You just have to pay in a certain amount of money each month and you get all of these benefits for free - thanks for caring and looking after your club members Lloyds bank! Reviewed on: 8th February 2023

Can't fault the bank

Always friendly staff and take ownership to resolve any issues that arise in an efficient manner. Hassle free product that comes with a number of perk options. I've been with a number of other big name bank brands but always return to Lloyds. Reviewed on: 3rd February 2023

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