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Lloyds Bank: Club Lloyds current account reviews

View other Lloyds Bank products
4.47
Based on 687 reviews, last reviewed 30th Aug 2026
77% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent, brilliant bank, easy to deal with Excellent, brilliant bank, easy to deal with Reviewed on: 30th August 2026
Karen Murphy's avatar
Karen Murphy

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth
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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (687)

Good account with benefits

5
This is a good bank account with a great online banking app meaning you should never need to visit a branch. The account has added benefits which are ok although the free movie offer only gives you a very limited amount of films to choose from so could be better. Reviewed on: 1st April 2023
Rob Winkfield's avatar
Rob Winkfield

No longer interested

3
Just put minimum monthly pay in to £2000 & poor interest too. Reviewed on: 31st March 2023
Charles's avatar
Charles

Good bank

5
Good bank and decent savings accounts Reviewed on: 30th March 2023
Liam's avatar
Liam

Great bank

5
This has been my bank for over 15 years and has always been first class, the app has progressed from strength to strengh Reviewed on: 26th March 2023
Dylan Scott's avatar
Dylan Scott

More enhanced features and good benefits

5
Lloyds has added new functionality in recent times that is really useful. They also brought back good monthly savings options. Reviewed on: 26th March 2023
Jvperryman's avatar
Jvperryman

Great bank

5
no Hassel banking great down the high street speak to a person Reviewed on: 24th March 2023
Paul Humphrey's avatar
Paul Humphrey

Splendid and safe

5
A really good current account with interest as well! Safe to do on line on a laptop anyway. Helpful if any problems too. Reviewed on: 22nd March 2023
Thelma Taylor's avatar
Thelma Taylor

Good simple account

4
Lloyds has a good simple to use online banking app and site, the account gives good rewards Reviewed on: 19th March 2023
Stu Edmond's avatar
Stu Edmond

Lloyds have blocked my app and online banking while I'm in South America and I can't access my funds.

1
Lloyds Bank expect me to spend £3 per minute to listen to their hold music because they've decided to block my online access because I was moving my savings to a higher interest account. They've also recently lied to me about credit card transactions that they blocked and then tried to blame the merchant. If it weren't for the fact that I bank with another organisation then I'd be stranded here with no access to my funds. Reviewed on: 18th March 2023
Andrew Elliott's avatar
Andrew Elliott

Not happy

2
No mutual respect. What more do you want me to say Reviewed on: 17th March 2023
Mrs EM Willson's avatar
Mrs EM Willson

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