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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Excellent bank

5
They are always very helpful, whenever I have gone into the branch there has always been someone standing to greet me and ask what I need help with. The few times I have gone in to sort out some issues such as removing a joint account holder or raising a charge back they have been brilliant. Reviewed on: 14th March 2024

Reliable friendly bank

4
Great customer service, a really easy to use app. Only criticism would be a lack of benefits such as cashback compared to other high street banks. Reviewed on: 2nd February 2023

great company

5
easy to use app and clear product details Reviewed on: 2nd February 2023

A pleasant bank

3
I have had a current account with Lloyds since I was 19 & have always found it to be a good bank. I never have issues with my local branch & find Lloyds to be trustworthy! I have recently upgraded my account to a Club Lloyds which allows me to have 6 free cinema tickets per year & I can honestly say that is the only reason I decided to upgrade. I think the bank could offer more to its customers, the interest rates on the savings accounts aren’t great & the app is packed with so much information that it isn’t that easy to navigate. Reviewed on: 2nd February 2023

N/a

5
I have been banking Lloyds for 11years now and I have never regretted it .. Reviewed on: 22nd January 2023

Good bank and modern platform

5
Good banking options through branch and online platform, secure bank that validates transactions and new payees. Not had any issues and full control over my finances. Reviewed on: 14th January 2023

Customer focussed

5
Friendly customer service and great app Reviewed on: 13th January 2023

Worst bank ever

1
Not customer friendly and high rates Reviewed on: 12th January 2023

Good perks

5
Great to get a bit of interest on money in my current account, and pleased with the 6 free cinema tickets a year Reviewed on: 11th January 2023

Rewarding

5
Love the range of perks that come with the current account for a small fee of £3. I find the app very easy to use & navigate and Lloyds are easy to speak to on the phone. Reviewed on: 10th January 2023

Really good bank

5
Really good bank, process refunds really quickly and always been very helpful when/if I’ve needed to call them Reviewed on: 10th January 2023

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