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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

5
A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Really good bank

5
Really good bank, process refunds really quickly and always been very helpful when/if I’ve needed to call them Reviewed on: 10th January 2023

Charge for buying foreign currency

1
Signed up for a brand new credit card, with reams and reams of greens and conditions. Have just bought £500 worth of foreign currency and got charged £25 for doing so with no warning what so ever! Phoned up Lloyds and nothing they can do about it. Gutted Reviewed on: 10th January 2023

Shame

1
They are so messed up that have issues with standing orders. Also, if you don't do a standing order BEFORE THE 25TH OF EACH MONTH, they won't accept it, but they don't tell you that. Shame Reviewed on: 3rd January 2023

Very polite

5
I visited lloyds bank that I was great experience with the staff as specially miss Poonam they guided very well and helping to solve my problem. Reviewed on: 27th October 2022

Yearly 8tickets for the cinema is so much helpful

5
I just got an account and they gave me tickets by online It is so much beneficial for me Thank you Reviewed on: 13th September 2022

Awful

1
Gets things wrong, has no complaints department that you can contact - you have to wait up to 8 weeks to hear anything about your complaint. I have been trying to get something sorted since 24/06/22 and it is now 30/08/22 and still not sorted!!! Reviewed on: 30th August 2022

Good bank

5
Helpful bank. Happy to be with them Reviewed on: 14th August 2022

great freingly local

5
always ready to me in all my qustions due to myself being disabillies Reviewed on: 5th August 2022

freindly serive

5
always happy to help due to my disabillies and mchecking on my money every week Reviewed on: 5th August 2022

Helpful

5
The times when fraud was going on especially during lockdown. One of the advisors helped me over the phone to sort and resolve my issue. Reviewed on: 20th July 2022

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