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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

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4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Customer focussed

Friendly customer service and great app Reviewed on: 13th January 2023

Worst bank ever

Not customer friendly and high rates Reviewed on: 12th January 2023

Good perks

Great to get a bit of interest on money in my current account, and pleased with the 6 free cinema tickets a year Reviewed on: 11th January 2023

Rewarding

Love the range of perks that come with the current account for a small fee of £3. I find the app very easy to use & navigate and Lloyds are easy to speak to on the phone. Reviewed on: 10th January 2023

Really good bank

Really good bank, process refunds really quickly and always been very helpful when/if I’ve needed to call them Reviewed on: 10th January 2023

Charge for buying foreign currency

Signed up for a brand new credit card, with reams and reams of greens and conditions. Have just bought £500 worth of foreign currency and got charged £25 for doing so with no warning what so ever! Phoned up Lloyds and nothing they can do about it. Gutted Reviewed on: 10th January 2023

Shame

They are so messed up that have issues with standing orders. Also, if you don't do a standing order BEFORE THE 25TH OF EACH MONTH, they won't accept it, but they don't tell you that. Shame Reviewed on: 3rd January 2023

Very polite

I visited lloyds bank that I was great experience with the staff as specially miss Poonam they guided very well and helping to solve my problem. Reviewed on: 27th October 2022

Yearly 8tickets for the cinema is so much helpful

I just got an account and they gave me tickets by online It is so much beneficial for me Thank you Reviewed on: 13th September 2022

Awful

Gets things wrong, has no complaints department that you can contact - you have to wait up to 8 weeks to hear anything about your complaint. I have been trying to get something sorted since 24/06/22 and it is now 30/08/22 and still not sorted!!! Reviewed on: 30th August 2022

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