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Lloyds Bank: Club Lloyds Current Account reviews

4.49
Based on 677 reviews, last reviewed 5th May 2026
10% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Great Bank, always by my side :)

5
I have been banking with the black horse since my teens & I wouldn’t choose any other bank to take care of my money. I love the customer service in my local branch, they are second to none! 10/10 from me! Reviewed on: 25th March 2022

Club Llloyds- A good current account

5
This is a good current account with added perks as long as you meet the minimum monthly payment limit. It is further enhanced by the excellent Lloyds online banking app which is intuitive and means you never need to visit a branch Reviewed on: 24th March 2022

Easy to use and good benefits

4
Their app is one of the best to use, they are fair and have good customer service. I love my free cinema tickets! Reviewed on: 11th March 2022

Out of date, out of step

2
Old fashioned bank. Won't provide someone who has had an account with them for 30 years a flexible overdraft. Switched to Starling Bank Reviewed on: 1st March 2022

Easy to use

5
The current account offers you some benefits, free cinema tickets, interests and cashback. Overall great! Reviewed on: 28th February 2022

A bank for the whole family

5
I have always banked with Lloyds and find the staff friendly and helpful in my local branch in Bath. As a family we have 2 current accounts and get a free monthly magazine with 1 (we chose Landscape which is fab) and access to the Gourmet Society with the other which has great savings on meals out and many others. We also have savings accounts & ISAs. We get as many face to face meetings with advisors as we like and I cannot recommend this bank more highly. Reviewed on: 15th February 2022

Amazing service

5
Great customer service and you get your own personal advisor who you can call anytime Reviewed on: 12th February 2022

Easy and efficient

5
Great online banking and telephone support Reviewed on: 11th February 2022

Dependable

5
No monthly fees, app works well and very useful Reviewed on: 10th February 2022

No1

5
I am very pleased , A reputable bank Reviewed on: 27th January 2022

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