Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.31
Based on 522 reviews, last reviewed 27th Jan 2025
80% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
66%
See only 4 star reviews
18%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Account is easy to use and offers good value. Account is easy to use and offers good value. The phone app to access the account is absolutely top notch. Sometimes you need to speak to someone and ... Read more Reviewed on: 27th January 2025
Peter S's avatar
Peter S

Latest lowest rating:

1

Always rated Lloyds Bank Club Vue Cinema Vouchers hi... Always rated Lloyds Bank Club Vue Cinema Vouchers highly until yesterday! Could not book in advance on line, system would not let me (and we live 20... Read more Reviewed on: 20th January 2025
DM view's avatar
DM view

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Review Lloyds Bank: Club Lloyds Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Lloyds Bank Club Lloyds Current Account reviews (522)

Best bank

5
Always received great service from Lloyds, both online and in store. Wide range of products suitable to your individual needs. No monthly account fees which is amazing! I love Lloyds! Reviewed on: 10th December 2018

Best Bank in UK

5
Lloyds is a leading bank in UK with Bank is Scotland and Halifax. Lloyds puts the customer first. More secure and easy access through Branch, phone and app. Knowledgeable customer service to shortout the issues. More number of branches and ATM's across UK. Proud to have an account in Lloyds. Easy way of bank switching. Easy access of mobile apps for my all statements. Thanks Lloyds Bank. Reviewed on: 7th December 2018

A bank I've stayed with.........

4
Been with the group since the 1960s. I Find Lloyds online banking easy to use with plenty of options, and branch visits are a pleasant experience. Reviewed on: 4th December 2018

Amazing customer service

5
No hassle getting or having this account with Lloyds, I have had a few problems with other banks in the past and Lloyds are definately the better one. Customer service is second to none! Reviewed on: 30th November 2018

Does what it says on the tin

5
I’ve had my current account with Lloyd’s all my working life and have never seen a reason to change. I’ve always been pleased with the products and service. The bonus treat of a magazine through the door each month with Club Lloyd’s is nice. Reviewed on: 25th November 2018

Good perks, but interest rate far too low now

3
Interest rate has dropped without any good reason Reviewed on: 22nd November 2018

Good if you're in the black, bad if you're in the red

3
If you never go into your overdraft, Club Lloyds is a great account. The interest on your money isn't bad and you can opt into 'saving your change', which sees the account rounding up your spends to the nearest pound (build up a little pot by squirrelling away the difference in pennies). But if you dip into your overdraft (unless you have a pre-arranged fee-free one), you pay 1p daily for every £7 overdrawn (it used to be £8) for the first £1,500 alone. I was in the black for ages, while I saved for a deposit for our house. Now that's no longer in my account and we have a baby on the way, I am perilously close to tipping into my overdraft. However, I do get a text to let me know when I'm near that point... so that's helpful Reviewed on: 22nd November 2018

Great customer service and offers

5
Lloyds always have great customer service and help out with any problems I have. The website is also easy to use (as is the app) and they have great every day offers for customers. Reviewed on: 11th November 2018

Very few offers

2
Although is a club account - costs £3/mth, refundable if you pay in a certain amount - there are very few offers. Just cashback on limited retailers. Reviewed on: 9th November 2018

Great Account

5
Nice account, no fee if pay in £1,500, plus you get choice of freebie for the year, 2% intrest, overall decent! Reviewed on: 8th November 2018

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Lloyds Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products