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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Fab service, fab account - long time customer

I’ve been a Lloyds customer for 20 years. My Club account does everything you could want from a bank account - it’s cheap, provides easy and convenient access to my money and a great all round product. Reviewed on: 24th January 2022

Best Bank

Over the years I've been with Barclays, Nationwide and Lloyd's. Lloyd's is the one I have stuck with, they're customer service is exemplary and the online App means I can control my banking with ease. I've recommended Lloyd's to family and friends. Reviewed on: 23rd January 2022

Easy

Great customer service and an easy to use banking app. Only criticism is that the benefits for the club Lloyds account aren't as good as they used to be. Reviewed on: 21st January 2022

All in one account

Everything you need in the one current account, and so easy to operate online or the app. Reviewed on: 20th January 2022

Reliable banking

Having operated a current account with Lloyds bank for many years I have always found reliability and security. Reviewed on: 17th January 2022

Account with extras

My Club current account gives me extra such as cinema tickets and cashback. The Lloyds Bank app makes it easy to use and I can choose my offers. Reviewed on: 17th January 2022

Excellent account with good benefits

As long as you pay in a certain amount each month, you are entitled to benefits like a taste card, magazine subscription etc. Excellent. Reviewed on: 14th January 2022

Excellent current account and great app

great app, had no issues with this bank - i did with my previous bank and i am very happy with the lloyds account and the free gift (a magazine subscription which i love) Reviewed on: 13th January 2022

Better than expected for mainstream bank

Really helpful staff both in branch and on phone. Simple to use app Reviewed on: 12th January 2022

Decent interest and nice perk

Provided you pay enough into this account it's free, the interest isn't as good as it used to be but still better than most current accounts. I get free cinema tickets from it which is a nice little bonus too. Reviewed on: 12th January 2022

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