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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Combines daily banking with excellent app & choice of free rewards

Had the account for a number of years. Choice of rewards such as cinema tickets or magazine subscription. The Lloyds Banking app is outstanding - the best I have used. When calling customer service I have had a pleasant, quick & comprehensive response. Reviewed on: 12th January 2022

Decent Account for Everyday Use

A good account for everyday use. The interest rates could be a little better but given current economic circumstances that cant be helped. Reviewed on: 12th January 2022

Good bank account with helpful extras

I switched from HSBC to Lloyds this year and have realised how much easier and beneficial it is to bank with Lloyds, I get cashback on retailers and cinema tickets which makes me feel valued for being a customer. Lloyds have been helpful when I've called their customer service line for queries, with UK based call centre staff who are polite and good at their jobs. Reviewed on: 12th January 2022

Strongly recommend

Never had a problem with this bank Reviewed on: 5th January 2022

The best

It is the bank who help all the customers whit all what they need Reviewed on: 4th January 2022

Not happy

Absolute parasites. They are no different from thieves. I wouldn't use them if they were the last bank if they were the last bank in the world Reviewed on: 4th October 2021

Been with them for over 50 years

I joined Lloyds Bank at the age of 16 and, of course, had an account with them. I see no reason to go elsewhere as the accounts I have are good for me and I have regular meetings with an Advisor. The staff are always friendly and helpful and nothing is too much trouble. Reviewed on: 26th September 2021

rubbish

Travel insurance help line keeps you waiting for over 1 hour and sometimes does not answer Reviewed on: 13th September 2021

Would have preferred that they remained as they originally were.

Not sufficient products now that they have divested part of their business. Reviewed on: 12th September 2021

Amazing choice

Lloyd’s bank believes in my self, all other banks refuse open account, credit card, account limit but Lloyd’s believe also give to me too many option and credit. Reviewed on: 14th June 2021

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