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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.38 (581 reviews)

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4.40

Based on 581 reviews, last reviewed 24th Jun 2025

68% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

67%

18%

Latest highest rating:

5

Been with them for over a decade and only just chang... Been with them for over a decade and only just changed from current account to club Lloyds, get lots more benefits with no extra cist Reviewed on: 24th June 2025

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (581)

Drove me to near suicide

The amount of stress, pressure and anxiety I suffered trying to pay my way in this world was not helped by the fact I was paying nearly £250 in overdraft fees per month causing me to inevitably forfeit important payments such as my daughters nursery fees and household bills Reviewed on: 27th August 2019

Free reward and great banking app

It's unusual to get something for nothing but that's the case with the Club account from Lloyds where you get to choose your free reward. Their banking app is also really good, easy to use and they are always adding new functionality. Reviewed on: 9th June 2019

Online banking service

Lloyd’s online banking makes life incredibly easy. Both web and app are user friendly and make all transactions a breeze Reviewed on: 4th June 2019

Online banking

I’ve been banking with Lloyd’s for over 25 years. Lloyd’s online banking is incredibly easy to use, and makes all transactions simple and fast. Reviewed on: 4th June 2019

High overdraft fees

Very expensive OD fees relative to competitors Reviewed on: 5th May 2019

Current account

Excellent customer service , helpful staff in branch when you need and brilliant online banking app Reviewed on: 15th April 2019

Few good rewards

Few good rewards but interest rate isn’t as good as it used to be Reviewed on: 10th February 2019

Life rewarded

Free lifestyle product. Excellent rate of saving. Reviewed on: 9th February 2019

Easy to run account with great perks

Have had this account for years, as long as you pay in at least £1000 per month there are no charges and the perks are good, like free magazine subscription, cash back at various places. Reviewed on: 9th February 2019

Great Customer Service

My local branch offers very friendly service and my personal account manager Joanne calls me whenever she spots a better deal, Insurance, account etc. Reviewed on: 8th February 2019

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