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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (630 reviews)

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4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (630)

lloyds does the job without any fuss

i have had previous issues with other banks. Lloyds have quite simply never stitched me up or given me any issues - the app is easy to use and intuitive and i have no complaints about them at all. Reviewed on: 5th May 2020

24/7 great customer service

High security and quick to alert when they thought a potential issue arose. Easy to get hold off and always resolved my queries quickly. Easy online banking system Reviewed on: 29th April 2020

Easy banking with great rewards

As long as you deposit £1000 per month or more you get to choose a reward. I’ve had a monthly magazine subscription for years. Reviewed on: 28th April 2020

Simple way to bank online

Current account that is easy to navigate and easy to use. Provides useful insights in to upcoming bills and payments. Offers a reward every year. Reviewed on: 27th April 2020

Good free benefit

I really like the Club Llloyds account. You get a choice of a free benefit each year and a decent rate of interest. Llloyds online banking is really good and easy to use as well. Reviewed on: 9th February 2020

Overdraft woes

Expensive overdraft rates. It goes up all the time and I feel like I’m now stuck with them as I can’t afford to pay it all back. Reviewed on: 9th February 2020

Does anyone recommend a bank?

Club Lloyds is a fairly run of the meal 'reward' type account with yearly 'free' magazine subscription or cinema tickets plus travel and mobile insurance. I've never worked out why Lloyds refund my fee for having the account each month but by doing that they certainly make it a freebie worth having! Reviewed on: 9th February 2020

Great Account

Always had great experience with Lloyds, and this premium account has the account fee waived with a few easy steps. Also has a great monthly saver linked to it too! Reviewed on: 9th February 2020

Helpful bank

I have had good service online and in the branch Reviewed on: 8th February 2020

Excellent internet banking

Very reliable and responsive. Easy to access for all accounts including some non Lloyds accounts. Poor interest rates let's it down. Low interest on the current account however Reviewed on: 8th February 2020

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