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Lloyds Bank: Club Lloyds Current Account reviews

4.49
Based on 677 reviews, last reviewed 5th May 2026
10% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Super and convenient

5
Love their security, convenience and services. Reviewed on: 18th April 2021

Incompetence..!

1
i try to make a payment with western union from 2 days ago and Lloyds bank stop the transfer..i transfer money from western union from 6-7 years and no problem at all but from 2 days Lioyd cant unblock my transfer..i lost 5-6 hours on the phone with them in 2 days..they move me from one department to another...ridiculous how many incompents people are working there..i will close my lloyds account with them..! Reviewed on: 17th April 2021

INCOMPETENCE..1

1
i try to make a payment with western union from 2 days ago and Lloyds bank stop the transfer..i transfer money from western union from 6-7 years and no problem at all but from 2 days Lioyd cant unblock my transfer..i lost 5-6 hours on the phone with them in 2 days..they move me from one department to another...ridiculous how many incompents people are working there..i will close my lloyds account with them..! Reviewed on: 17th April 2021

Good rates

5
Good returns on capital at the end of maturity. Also because of the Apr on mortgages.. the app is very easily accessible and to have communication quickly and professionally which is excellent and simple to access Reviewed on: 16th April 2021

Best

5
Best................................. Reviewed on: 16th April 2021

Does what it says on the tin

4
Great account and easy to use app makes banking straight forward. Plenty of cashback offers including supermarkets, mot centres and clothing retailers. My only issue is that the rewards offered (cinema tickets/magazines) are a bit useless and I would much prefer some money or vouchers as this could be more attractive. Reviewed on: 15th April 2021

Easy to use an modern app

5
There is no need to pop in branch or call. Everything is doable through website or app. Reviewed on: 13th April 2021

Outstanding

5
I have been a Llyods customer for many years now and never had any issues with them. All customer facing staff I have dealt with have been incredibly helpful and a pleasure to deal with. Nothing was ever to much. Would never consider moving on. Reviewed on: 7th April 2021

Great customer service, good support and communication

5
Very nice advisors on customer service, good mortgage help very straightforward. What more do you want from a bank? Reviewed on: 29th March 2021

Set in ways

3
Have started to reduce all credit limits - not sure why Reviewed on: 19th March 2021

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