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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 671 reviews, last reviewed 18th Apr 2026
6700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Good account with good services. Good account with good services. Easy and fast refund for completing the requirements for the fee refund. Good bonuses as well. Good UI for the app. Reviewed on: 18th April 2026
Joshua's avatar
Joshua

Latest lowest rating:

2

I have been a customer for 20 years or more. I have been a customer for 20 years or more. The branch service has got notably worse in the last couple of years - long queues with few counter staf... Read more Reviewed on: 16th April 2026
Alan from Halifax's avatar
Alan from Halifax

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (671)

Easy to use an modern app

5
There is no need to pop in branch or call. Everything is doable through website or app. Reviewed on: 13th April 2021

Outstanding

5
I have been a Llyods customer for many years now and never had any issues with them. All customer facing staff I have dealt with have been incredibly helpful and a pleasure to deal with. Nothing was ever to much. Would never consider moving on. Reviewed on: 7th April 2021

Great customer service, good support and communication

5
Very nice advisors on customer service, good mortgage help very straightforward. What more do you want from a bank? Reviewed on: 29th March 2021

Set in ways

3
Have started to reduce all credit limits - not sure why Reviewed on: 19th March 2021

Friendly, helpful, accommodating

5
Have been with Lloyds bank for over 10 yrs now and they have always been so helpful and friendly Reviewed on: 18th March 2021

Banking that just gets better

5
Amazing app that allows you to deposit cheques and freeze you card plus so much more award winning bank for sure Reviewed on: 13th March 2021

Excellent bank

5
Lloyd's have always been very quick at answering calls, and managing any bank related issues. They have high standards that show in each contact made. Their banking app is always one step ahead with functionality, allowing me to better manage my finances, and the member rate of interest for the savings account is always the highest I can find. Very happy, and when it comes to banks I'm never easy to please. I truly feel they put customers first. Reviewed on: 13th March 2021

Easy to use

5
Easy to use app and bank account set up Reviewed on: 13th March 2021

Terrible bank with NO customer service

1
Good luck trying to get through to anyone at this bank when you have - £14 in your dormant bank account, and can't transfer any funds to the account because Lloyds have closed your account and referred the small money to their collections department. You can try and call them, but you'll be waiting for a LONG time, it will take many many calls, and ALL of the people you DO get to speak to won't be able to help you. I'm a 25 year old who works very long hours.. I had -£14 in my dormant current account, and while I was frantically trying to reach someone to get the balance settled, Lloyds were busy closing down my account so it was impossible for me to transfer money to the account and filing a derogatory mark on my credit report. Disingenuous bank who doesn't care about anyone. A terrible high street bank, with terrible customer service. Reviewed on: 11th March 2021

Club rewards attractive

3
Joined because of the perks and pleasantly surprised. No need to challenge the customer service yet. Reviewed on: 11th March 2021

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