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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Friendly, helpful, accommodating

Have been with Lloyds bank for over 10 yrs now and they have always been so helpful and friendly Reviewed on: 18th March 2021

Banking that just gets better

Amazing app that allows you to deposit cheques and freeze you card plus so much more award winning bank for sure Reviewed on: 13th March 2021

Excellent bank

Lloyd's have always been very quick at answering calls, and managing any bank related issues. They have high standards that show in each contact made. Their banking app is always one step ahead with functionality, allowing me to better manage my finances, and the member rate of interest for the savings account is always the highest I can find. Very happy, and when it comes to banks I'm never easy to please. I truly feel they put customers first. Reviewed on: 13th March 2021

Easy to use

Easy to use app and bank account set up Reviewed on: 13th March 2021

Terrible bank with NO customer service

Good luck trying to get through to anyone at this bank when you have - £14 in your dormant bank account, and can't transfer any funds to the account because Lloyds have closed your account and referred the small money to their collections department. You can try and call them, but you'll be waiting for a LONG time, it will take many many calls, and ALL of the people you DO get to speak to won't be able to help you. I'm a 25 year old who works very long hours.. I had -£14 in my dormant current account, and while I was frantically trying to reach someone to get the balance settled, Lloyds were busy closing down my account so it was impossible for me to transfer money to the account and filing a derogatory mark on my credit report. Disingenuous bank who doesn't care about anyone. A terrible high street bank, with terrible customer service. Reviewed on: 11th March 2021

Club rewards attractive

Joined because of the perks and pleasantly surprised. No need to challenge the customer service yet. Reviewed on: 11th March 2021

Great account

The Club Lloyds account is excellent, decent interest and a very well designed app. Reviewed on: 10th March 2021

Best Bank

I've had a number of bank accounts as I have moved around for switch bonuses. Only Lloyd's has been consistently great. Excellent customer service, fantastic products, user friendly app/website, good perks. Absolutely no complaints Reviewed on: 10th March 2021

Good all round account

Despite lockdown restrictions a local branch was extremely helpful in switching our account. Online and app access is excellent and interest rates are much better than many other banks. Reviewed on: 2nd March 2021

Easy to use bank account

The bank account gives you a few bonuses and there’s also a good rate savings account you can get along side the account. The banking app is the best on the market and very easy and clear to use and has helped me save. Reviewed on: 1st March 2021

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