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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

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4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Easy to use

Easy to use app and bank account set up Reviewed on: 13th March 2021

Terrible bank with NO customer service

Good luck trying to get through to anyone at this bank when you have - £14 in your dormant bank account, and can't transfer any funds to the account because Lloyds have closed your account and referred the small money to their collections department. You can try and call them, but you'll be waiting for a LONG time, it will take many many calls, and ALL of the people you DO get to speak to won't be able to help you. I'm a 25 year old who works very long hours.. I had -£14 in my dormant current account, and while I was frantically trying to reach someone to get the balance settled, Lloyds were busy closing down my account so it was impossible for me to transfer money to the account and filing a derogatory mark on my credit report. Disingenuous bank who doesn't care about anyone. A terrible high street bank, with terrible customer service. Reviewed on: 11th March 2021

Club rewards attractive

Joined because of the perks and pleasantly surprised. No need to challenge the customer service yet. Reviewed on: 11th March 2021

Great account

The Club Lloyds account is excellent, decent interest and a very well designed app. Reviewed on: 10th March 2021

Best Bank

I've had a number of bank accounts as I have moved around for switch bonuses. Only Lloyd's has been consistently great. Excellent customer service, fantastic products, user friendly app/website, good perks. Absolutely no complaints Reviewed on: 10th March 2021

Good all round account

Despite lockdown restrictions a local branch was extremely helpful in switching our account. Online and app access is excellent and interest rates are much better than many other banks. Reviewed on: 2nd March 2021

Easy to use bank account

The bank account gives you a few bonuses and there’s also a good rate savings account you can get along side the account. The banking app is the best on the market and very easy and clear to use and has helped me save. Reviewed on: 1st March 2021

Brilliant fees so you can access great interest at no cost

I like the way the account is set up, it’s great to be able to get 1.5% on a current account and you can avoid the account fees if you set your money up right. Reviewed on: 22nd February 2021

Very good online banking app

Easy to use, not too much unnecessary buttons, all that you need with enough information, the only downside is the random unrelated cashback shop options but other than that cannot fault lloyds online banking at all Reviewed on: 21st February 2021

Easy to manage current account with some perks

I opened my current account last year and mostly manage it via the app. The app is easy to navigate and use. A yearly bonus is a nice additional benefit although choosing cinema tickets was not the best option for the last 12 months Reviewed on: 19th February 2021

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