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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Brilliant fees so you can access great interest at no cost

I like the way the account is set up, it’s great to be able to get 1.5% on a current account and you can avoid the account fees if you set your money up right. Reviewed on: 22nd February 2021

Very good online banking app

Easy to use, not too much unnecessary buttons, all that you need with enough information, the only downside is the random unrelated cashback shop options but other than that cannot fault lloyds online banking at all Reviewed on: 21st February 2021

Easy to manage current account with some perks

I opened my current account last year and mostly manage it via the app. The app is easy to navigate and use. A yearly bonus is a nice additional benefit although choosing cinema tickets was not the best option for the last 12 months Reviewed on: 19th February 2021

Nice helpful staff, user friendly app

All staff in store are nice and very knowledgeable and I find the app really easy to use to manage my finances Reviewed on: 18th February 2021

Easy to use and safe

LLoyds current account and APP are not only easy to use but they make me feel safe and secure, I know when they send me a message vs a scammer thanks to their in APP notifications. Reviewed on: 18th February 2021

Great Banking App & Fair Interest Rates

I love the Lloyds Bank banking app as it makes it super easy to do all aspects of my banking with my phone. The app is also well structured and gives could visibility of outgoings and income. I also appreciate the very competitive interest you earn on your PCA balance up to £5k. Would definitely recommend Lloyds Bank and in particular it's PCA to anyone! Reviewed on: 18th February 2021

Lloyds number 1

Club Lloyds is the best thing I have ever had. It’s got great interest rates on savings accounts, it has cool life style benefits and you get better rates on other products. Best I’ve been with Reviewed on: 17th February 2021

Straightforward system, it works for me very well for years now

Club lloyds account is a fun and easily manageable account to have, also, being a lloyds costumer for years brings great value exclusive offers, I like it a lot! Reviewed on: 17th February 2021

The best

Very good. An very safe, good service Reviewed on: 15th February 2021

Very bad fraud team experience

Recently re-opened a club Lloyd's account as a savings account was due to mature.. all was well until I tried yo transfer some money and my account was blocked. I totally understand security/Fraud teams need to be vigilant. However I tried contacting them during the early hours but after 45 mins on the phone gave up. The next afternoon I tried again, wow how my life changed I answered EVERY Security question . Even advised the date is re-pened the account and each and every transaction i had done. The Fraud Team advisor stated this would be a long call. He kept putting me on hold .. would not transfer me to a manager or supervisor or raise a complaint as he decided to completely block my account. Unfortunately due to bereavement I was not home and had limited ID which Bank of Scotland would not accept. This fraud team member really made my life hell even though I was able to correctly answer every question correctly. I have since contacted the Lloyd's Group CEO and asked for the call to be listened to. Reviewed on: 19th January 2021

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