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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Great account

I joined Lloyds after terrible Service from First Direct who were absolutely shite. Lloyds have been great I especially love their app Reviewed on: 2nd August 2020

Worst bank ever

Been with Lloys since the 1980's as Premier club Lloyds member paying £28 monthly fee!!! They services have gotten worse and they do not value loyal customers. They are quick to take your money by offering false benefits with your account. They are also very discriminative especially their Insurance side and do not like to pay out. Their Travel insurance is a joke!!! Beter to get your travel insurance/breakdown service/home insurance etc. Even for a genuine insurance claim, called the helpline and now conveniently they have lost any records even after providing proof of calls. Would not recommend to use this bank or pay any extra for the services they offer as they are quick to fob you off. Would advise anyone thinking of joining Lloyds to think twice, as you will be better off with another bank like Nationwide. I am stressing again, 1 Star is generous considering their awful services,unhelpful and discriminative staff. This is the final straw and will be moving my account elsewhere. Reviewed on: 22nd July 2020

Never had a problem in 14 years

I've been with Lloyds since I was a teenager and always had a great experience. I love their their Club Lloyds current account and benefits it gives. If you deposit a certain amount each month it is free. They have great customer service as well. Reviewed on: 12th July 2020

a great bank

always helpful when i go in and being a old bugger they help me what to do Reviewed on: 10th July 2020

Good bank

It's a good account. Good online banking Reviewed on: 8th July 2020

Reliable

I have been using Lloyds bank for years now. I have never had any issues with them. On the contrary, I consider them to be very efficient and with a solid online banking app. Reviewed on: 30th June 2020

Excellent online banking platform and great service

Lloyds has an excellent online banking platform which I have found much easier to use than that of other major banks. Reviewed on: 10th May 2020

lloyds does the job without any fuss

i have had previous issues with other banks. Lloyds have quite simply never stitched me up or given me any issues - the app is easy to use and intuitive and i have no complaints about them at all. Reviewed on: 5th May 2020

24/7 great customer service

High security and quick to alert when they thought a potential issue arose. Easy to get hold off and always resolved my queries quickly. Easy online banking system Reviewed on: 29th April 2020

Easy banking with great rewards

As long as you deposit £1000 per month or more you get to choose a reward. I’ve had a monthly magazine subscription for years. Reviewed on: 28th April 2020

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