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Lloyds Bank: Club Lloyds current account reviews

4.46
Based on 684 reviews, last reviewed 7th Jul 2026
55% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026
MR C's avatar
MR C

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

a great bank

5
always helpful when i go in and being a old bugger they help me what to do Reviewed on: 10th July 2020

Good bank

5
It's a good account. Good online banking Reviewed on: 8th July 2020

Reliable

5
I have been using Lloyds bank for years now. I have never had any issues with them. On the contrary, I consider them to be very efficient and with a solid online banking app. Reviewed on: 30th June 2020

Excellent online banking platform and great service

5
Lloyds has an excellent online banking platform which I have found much easier to use than that of other major banks. Reviewed on: 10th May 2020

lloyds does the job without any fuss

5
i have had previous issues with other banks. Lloyds have quite simply never stitched me up or given me any issues - the app is easy to use and intuitive and i have no complaints about them at all. Reviewed on: 5th May 2020

24/7 great customer service

5
High security and quick to alert when they thought a potential issue arose. Easy to get hold off and always resolved my queries quickly. Easy online banking system Reviewed on: 29th April 2020

Easy banking with great rewards

5
As long as you deposit £1000 per month or more you get to choose a reward. I’ve had a monthly magazine subscription for years. Reviewed on: 28th April 2020

Simple way to bank online

5
Current account that is easy to navigate and easy to use. Provides useful insights in to upcoming bills and payments. Offers a reward every year. Reviewed on: 27th April 2020

Good free benefit

5
I really like the Club Llloyds account. You get a choice of a free benefit each year and a decent rate of interest. Llloyds online banking is really good and easy to use as well. Reviewed on: 9th February 2020

Overdraft woes

2
Expensive overdraft rates. It goes up all the time and I feel like I’m now stuck with them as I can’t afford to pay it all back. Reviewed on: 9th February 2020

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