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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (671 reviews)

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4.45

Based on 671 reviews, last reviewed 18th Apr 2026

6700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Good account with good services. Good account with good services. Easy and fast refund for completing the requirements for the fee refund. Good bonuses as well. Good UI for the app. Reviewed on: 18th April 2026

Latest lowest rating:

2

I have been a customer for 20 years or more. I have been a customer for 20 years or more. The branch service has got notably worse in the last couple of years - long queues with few counter staf... Read more Reviewed on: 16th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (671)

Excellent internet banking

Very reliable and responsive. Easy to access for all accounts including some non Lloyds accounts. Poor interest rates let's it down. Low interest on the current account however Reviewed on: 8th February 2020

Long term customer

Been with bank for many years. Had no problems. Reviewed on: 8th February 2020

Great customer service

Club Lloyds have rewards I enjoy. They also have great customer services. When there was a glitch at the beginning when sorting the account out, not only were they sincere, but they were very prompt in sorting it all out. Very pleased. Reviewed on: 8th February 2020

I've never been tempted to leave

The one downside with Lloyds I've found is across all banks - which is charges for using your card abroad. But I have a Revolut card now (I believe they're actually owned by Lloyds). The rates on their savings accounts are poor - I do wish they'd incentivise staying with them to save. Reviewed on: 7th February 2020

Not great, not awful

Decent enough but no green credentials Reviewed on: 7th February 2020

Fair price for service delivered

Its a strong and reliable institution with a great customer support. Staff prompted to help and guide. Great money vale! Reviewed on: 7th February 2020

Good online, but not that trustworthy...

As mentioned, online banking is good and easy to use, but just had too many things be dodgy with them - mis-sold life insurance, endowment mortgage, and refused a £125 payment when took out Club Lloyds under a promotion - poor. Reviewed on: 7th February 2020

Outstanding established bank

A fine example of an established institution nimble enough to move with the times. Adapted well t(o upgrade itself to remain competitive in the face of app based challenger banks whilst maintaining that aspect the challengers will never have: human face to face contact in-branch. Reviewed on: 7th February 2020

One of the better traditional banks

Lloyds feels safe as one of the traditional banks, but has good online banking and an excellent app, plus the Club Lloyds account does give some genuine benefits to a straightforward current account. Reviewed on: 6th February 2020

Excellent service

The bank continually improves the products and the app. The service in branch and on the phone is great too. Reviewed on: 4th February 2020

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