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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Simple way to bank online

Current account that is easy to navigate and easy to use. Provides useful insights in to upcoming bills and payments. Offers a reward every year. Reviewed on: 27th April 2020

Good free benefit

I really like the Club Llloyds account. You get a choice of a free benefit each year and a decent rate of interest. Llloyds online banking is really good and easy to use as well. Reviewed on: 9th February 2020

Overdraft woes

Expensive overdraft rates. It goes up all the time and I feel like I’m now stuck with them as I can’t afford to pay it all back. Reviewed on: 9th February 2020

Does anyone recommend a bank?

Club Lloyds is a fairly run of the meal 'reward' type account with yearly 'free' magazine subscription or cinema tickets plus travel and mobile insurance. I've never worked out why Lloyds refund my fee for having the account each month but by doing that they certainly make it a freebie worth having! Reviewed on: 9th February 2020

Great Account

Always had great experience with Lloyds, and this premium account has the account fee waived with a few easy steps. Also has a great monthly saver linked to it too! Reviewed on: 9th February 2020

Helpful bank

I have had good service online and in the branch Reviewed on: 8th February 2020

Excellent internet banking

Very reliable and responsive. Easy to access for all accounts including some non Lloyds accounts. Poor interest rates let's it down. Low interest on the current account however Reviewed on: 8th February 2020

Long term customer

Been with bank for many years. Had no problems. Reviewed on: 8th February 2020

Great customer service

Club Lloyds have rewards I enjoy. They also have great customer services. When there was a glitch at the beginning when sorting the account out, not only were they sincere, but they were very prompt in sorting it all out. Very pleased. Reviewed on: 8th February 2020

I've never been tempted to leave

The one downside with Lloyds I've found is across all banks - which is charges for using your card abroad. But I have a Revolut card now (I believe they're actually owned by Lloyds). The rates on their savings accounts are poor - I do wish they'd incentivise staying with them to save. Reviewed on: 7th February 2020

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