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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Not great, not awful

Decent enough but no green credentials Reviewed on: 7th February 2020

Fair price for service delivered

Its a strong and reliable institution with a great customer support. Staff prompted to help and guide. Great money vale! Reviewed on: 7th February 2020

Good online, but not that trustworthy...

As mentioned, online banking is good and easy to use, but just had too many things be dodgy with them - mis-sold life insurance, endowment mortgage, and refused a £125 payment when took out Club Lloyds under a promotion - poor. Reviewed on: 7th February 2020

Outstanding established bank

A fine example of an established institution nimble enough to move with the times. Adapted well t(o upgrade itself to remain competitive in the face of app based challenger banks whilst maintaining that aspect the challengers will never have: human face to face contact in-branch. Reviewed on: 7th February 2020

One of the better traditional banks

Lloyds feels safe as one of the traditional banks, but has good online banking and an excellent app, plus the Club Lloyds account does give some genuine benefits to a straightforward current account. Reviewed on: 6th February 2020

Excellent service

The bank continually improves the products and the app. The service in branch and on the phone is great too. Reviewed on: 4th February 2020

Great bank

Love the investment that Lloyds have made to their online offering. They are expensive however offer value for money imo. Being able to bank a cheque via my phone is awesome, as I am at work during normal banking hours. Reviewed on: 1st February 2020

Perfect Bank

Just what you need from a Bank, security, quick response and always taking care of the loyal customers. Reviewed on: 28th January 2020

Long standing bank

Lloyds keep up with financial trends and I have a local branch which is excellent Reviewed on: 16th January 2020

Recommend

The Club Lloyds current account suits me as it offers value for money for my lifestyle. Reviewed on: 12th January 2020

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