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Lloyds Bank: Club Lloyds Current Account reviews

4.49
Based on 677 reviews, last reviewed 5th May 2026
10% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Best account ever!

5
Lloyds are great, excellent account and benefits and customer service is impeccable. Reviewed on: 11th January 2020

Account

5
Good account with benefits and low charges Reviewed on: 11th January 2020

Good

5
Great mobile application,and good customer service Reviewed on: 11th January 2020

Positive Experiences

5
I have always had a good experience with Lloyds and have been with them for over 8 years. I like the fact they offer cashback through the app. The app is very clear and easy to use. Reviewed on: 10th January 2020

Can't complain

5
Always provided good service as far as I've been concerned, can't complain. Lifestyle benefits and better interest rates for free are a bonus too. Reviewed on: 7th January 2020

Great online service and package of benefits

5
Using the APP to do my online banking gets easier every year, it is user friendly and lets me easily keep my finances in order The free magazine subscription is an added bonus... Fintech's boast innovative features - but none compare to Lloyds. Reviewed on: 7th January 2020

Great rewards!

5
The Lloyds Club account has amazing benefits. You can choose 1 of 3 lifestyle benefits such as 6 cinema tickets, an annual magazine subscription or annual Gourmet Society membership. You get these renewed every year! We choose the cinema tickets and enjoy some free family days out. You can also earn monthly credit interest. There is no fee with this account if you pay more than £1500 into it per month, and £3 if you don't. Overall I would definitely recommend this account. Reviewed on: 4th January 2020

Lloyds International

5
Brillianr: After a disaster with HSBC (wouldn't touch them with a barge Pole) a refreshing breath of air from Lloyds. Always helpful with everything I need, unlike HSBC. Fast personal service, with excellent phone and internet banking!! Reviewed on: 3rd December 2019

Amazing bank and best service

5
Easy to speak to a human and customer service is great. They get back to you and resolve issues promptly. The annual cinema tickets are a lovely perk! Reviewed on: 29th November 2019

free gifts

5
we have had this account for several years now and all is ok I like to receive my 6 free cinema tickets every year Reviewed on: 29th November 2019

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