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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

Worth it

4
The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Easy

4
Great customer service and an easy to use banking app. Only criticism is that the benefits for the club Lloyds account aren't as good as they used to be. Reviewed on: 21st January 2022

All in one account

5
Everything you need in the one current account, and so easy to operate online or the app. Reviewed on: 20th January 2022

Reliable banking

5
Having operated a current account with Lloyds bank for many years I have always found reliability and security. Reviewed on: 17th January 2022

Account with extras

5
My Club current account gives me extra such as cinema tickets and cashback. The Lloyds Bank app makes it easy to use and I can choose my offers. Reviewed on: 17th January 2022

Excellent account with good benefits

5
As long as you pay in a certain amount each month, you are entitled to benefits like a taste card, magazine subscription etc. Excellent. Reviewed on: 14th January 2022

Excellent current account and great app

5
great app, had no issues with this bank - i did with my previous bank and i am very happy with the lloyds account and the free gift (a magazine subscription which i love) Reviewed on: 13th January 2022

Better than expected for mainstream bank

4
Really helpful staff both in branch and on phone. Simple to use app Reviewed on: 12th January 2022

Decent interest and nice perk

4
Provided you pay enough into this account it's free, the interest isn't as good as it used to be but still better than most current accounts. I get free cinema tickets from it which is a nice little bonus too. Reviewed on: 12th January 2022

Combines daily banking with excellent app & choice of free rewards

5
Had the account for a number of years. Choice of rewards such as cinema tickets or magazine subscription. The Lloyds Banking app is outstanding - the best I have used. When calling customer service I have had a pleasant, quick & comprehensive response. Reviewed on: 12th January 2022

Decent Account for Everyday Use

4
A good account for everyday use. The interest rates could be a little better but given current economic circumstances that cant be helped. Reviewed on: 12th January 2022

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