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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Never had a problem in 14 years

5
I've been with Lloyds since I was a teenager and always had a great experience. I love their their Club Lloyds current account and benefits it gives. If you deposit a certain amount each month it is free. They have great customer service as well. Reviewed on: 12th July 2020

a great bank

5
always helpful when i go in and being a old bugger they help me what to do Reviewed on: 10th July 2020

Good bank

5
It's a good account. Good online banking Reviewed on: 8th July 2020

Reliable

5
I have been using Lloyds bank for years now. I have never had any issues with them. On the contrary, I consider them to be very efficient and with a solid online banking app. Reviewed on: 30th June 2020

Excellent online banking platform and great service

5
Lloyds has an excellent online banking platform which I have found much easier to use than that of other major banks. Reviewed on: 10th May 2020

lloyds does the job without any fuss

5
i have had previous issues with other banks. Lloyds have quite simply never stitched me up or given me any issues - the app is easy to use and intuitive and i have no complaints about them at all. Reviewed on: 5th May 2020

24/7 great customer service

5
High security and quick to alert when they thought a potential issue arose. Easy to get hold off and always resolved my queries quickly. Easy online banking system Reviewed on: 29th April 2020

Easy banking with great rewards

5
As long as you deposit £1000 per month or more you get to choose a reward. I’ve had a monthly magazine subscription for years. Reviewed on: 28th April 2020

Simple way to bank online

5
Current account that is easy to navigate and easy to use. Provides useful insights in to upcoming bills and payments. Offers a reward every year. Reviewed on: 27th April 2020

Good free benefit

5
I really like the Club Llloyds account. You get a choice of a free benefit each year and a decent rate of interest. Llloyds online banking is really good and easy to use as well. Reviewed on: 9th February 2020

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