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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Didn't change address properly

3
I contacted the Bank on many occasions to change an overseas address as I was stuck there due to Covid-19 and my card had expired. The staff I spoke to on the phone only put in the 1st line of the address despite me spelling the full address patiently word for word. The new Debit card never arrived Obviously due to this major error Reviewed on: 19th February 2023

Long standing bank

5
Lloyds keep up with financial trends and I have a local branch which is excellent Reviewed on: 16th January 2020

Recommend

5
The Club Lloyds current account suits me as it offers value for money for my lifestyle. Reviewed on: 12th January 2020

Best account ever!

5
Lloyds are great, excellent account and benefits and customer service is impeccable. Reviewed on: 11th January 2020

Account

5
Good account with benefits and low charges Reviewed on: 11th January 2020

Good

5
Great mobile application,and good customer service Reviewed on: 11th January 2020

Positive Experiences

5
I have always had a good experience with Lloyds and have been with them for over 8 years. I like the fact they offer cashback through the app. The app is very clear and easy to use. Reviewed on: 10th January 2020

Can't complain

5
Always provided good service as far as I've been concerned, can't complain. Lifestyle benefits and better interest rates for free are a bonus too. Reviewed on: 7th January 2020

Great online service and package of benefits

5
Using the APP to do my online banking gets easier every year, it is user friendly and lets me easily keep my finances in order The free magazine subscription is an added bonus... Fintech's boast innovative features - but none compare to Lloyds. Reviewed on: 7th January 2020

Great rewards!

5
The Lloyds Club account has amazing benefits. You can choose 1 of 3 lifestyle benefits such as 6 cinema tickets, an annual magazine subscription or annual Gourmet Society membership. You get these renewed every year! We choose the cinema tickets and enjoy some free family days out. You can also earn monthly credit interest. There is no fee with this account if you pay more than £1500 into it per month, and £3 if you don't. Overall I would definitely recommend this account. Reviewed on: 4th January 2020

Lloyds International

5
Brillianr: After a disaster with HSBC (wouldn't touch them with a barge Pole) a refreshing breath of air from Lloyds. Always helpful with everything I need, unlike HSBC. Fast personal service, with excellent phone and internet banking!! Reviewed on: 3rd December 2019

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