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Lloyds Bank: Club Lloyds Current Account reviews

4.48
Based on 620 reviews, last reviewed 29th Jan 2026
3400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Stellar product, the bundled packages make it a very... Stellar product, the bundled packages make it a very viable option. Reviewed on: 29th January 2026
Bulldozer's avatar
Bulldozer

Latest lowest rating:

2

There isn't much choice in current accounts. There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite w... Read more Reviewed on: 22nd January 2026
Alan from Halifax's avatar
Alan from Halifax

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (620)

Review of the Lloyds Bank, Club Lloyds Current Account:

Lloyds Bank is a trusted and helpful bank

5
Club Lloyds also offers club Advantage Savings Accounts with good rates of interest, albeit gross rates. They’re a well respected and long established bank and offer great supportive services. Very easy to bank online as well as in branches. Branch services were brilliant when I bought an expensive car and had to make the transaction in branch due to online transactions limit. Reviewed on: 26th February 2025

There isn't much choice in current accounts.

2
There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite well but if you want branch service take a chair and flask of tea with you because you could be queuing for quite a time. The Club Regular Saver is amongst the market leaders but Lloyds do not make it easy for customers and the rigmarole of closing and opening the account every 12 months gets tedious after you have done it several times. Reviewed on: 22nd January 2026

Easy to use account

5
So easy to use, details are simple to follow and online banking is a must Reviewed on: 22nd January 2026

Been with them for 28 years and I will always be wit...

5
Been with them for 28 years and I will always be with Lloyds. So helpful when I’ve been in need and always been by my side as well Reviewed on: 22nd January 2026

Lloyds have always provided excellent customer servi...

5
Lloyds have always provided excellent customer service and updates on their products. They are always polite and patient on the phone and explain things in a manner that is easy to understand. Reviewed on: 22nd January 2026

Club Lloyds account and Lloyds banking app is very f...

5
Club Lloyds account and Lloyds banking app is very friendly easy to navigate and gives me benefits like 6 cinema tickets and half price popcorn for a year of membership Reviewed on: 22nd January 2026

Always helpful information.

5
Always helpful information. Smart advice and a personal service when needed. Regular updates keep me fully informed. Reviewed on: 22nd January 2026

Amazing experience

5
Amazing experience with the bank services Reviewed on: 22nd January 2026

Long Standing Customer for a Reason

5
I have been with Lloyds for many years and have always felt like a valued customer. Their app is very easy to use and benefits are great! Reviewed on: 12th January 2026

Good bank overall.

5
Good bank overall. Monthly fee is not waived always on time. Reviewed on: 10th July 2025

Been with them for over a decade and only just chang...

5
Been with them for over a decade and only just changed from current account to club Lloyds, get lots more benefits with no extra cist Reviewed on: 24th June 2025

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