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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (655 reviews)

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4.44

Based on 655 reviews, last reviewed 12th Apr 2026

5600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Good online, but not that trustworthy...

As mentioned, online banking is good and easy to use, but just had too many things be dodgy with them - mis-sold life insurance, endowment mortgage, and refused a £125 payment when took out Club Lloyds under a promotion - poor. Reviewed on: 7th February 2020

Outstanding established bank

A fine example of an established institution nimble enough to move with the times. Adapted well t(o upgrade itself to remain competitive in the face of app based challenger banks whilst maintaining that aspect the challengers will never have: human face to face contact in-branch. Reviewed on: 7th February 2020

One of the better traditional banks

Lloyds feels safe as one of the traditional banks, but has good online banking and an excellent app, plus the Club Lloyds account does give some genuine benefits to a straightforward current account. Reviewed on: 6th February 2020

Excellent service

The bank continually improves the products and the app. The service in branch and on the phone is great too. Reviewed on: 4th February 2020

Great bank

Love the investment that Lloyds have made to their online offering. They are expensive however offer value for money imo. Being able to bank a cheque via my phone is awesome, as I am at work during normal banking hours. Reviewed on: 1st February 2020

Perfect Bank

Just what you need from a Bank, security, quick response and always taking care of the loyal customers. Reviewed on: 28th January 2020

Long standing bank

Lloyds keep up with financial trends and I have a local branch which is excellent Reviewed on: 16th January 2020

Recommend

The Club Lloyds current account suits me as it offers value for money for my lifestyle. Reviewed on: 12th January 2020

Best account ever!

Lloyds are great, excellent account and benefits and customer service is impeccable. Reviewed on: 11th January 2020

Account

Good account with benefits and low charges Reviewed on: 11th January 2020

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