Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Well, their service and app updates are top notch.

4
Well, their service and app updates are top notch. Reviewed on: 26th February 2025

Online banking service

5
Lloyd’s online banking makes life incredibly easy. Both web and app are user friendly and make all transactions a breeze Reviewed on: 4th June 2019

Online banking

5
I’ve been banking with Lloyd’s for over 25 years. Lloyd’s online banking is incredibly easy to use, and makes all transactions simple and fast. Reviewed on: 4th June 2019

High overdraft fees

2
Very expensive OD fees relative to competitors Reviewed on: 5th May 2019

Current account

5
Excellent customer service , helpful staff in branch when you need and brilliant online banking app Reviewed on: 15th April 2019

Few good rewards

3
Few good rewards but interest rate isn’t as good as it used to be Reviewed on: 10th February 2019

Life rewarded

5
Free lifestyle product. Excellent rate of saving. Reviewed on: 9th February 2019

Easy to run account with great perks

5
Have had this account for years, as long as you pay in at least £1000 per month there are no charges and the perks are good, like free magazine subscription, cash back at various places. Reviewed on: 9th February 2019

Great Customer Service

5
My local branch offers very friendly service and my personal account manager Joanne calls me whenever she spots a better deal, Insurance, account etc. Reviewed on: 8th February 2019

What happened to Lloyds Bank?

1
They will not: - return a call - meet - answer a complaint - review an account They will: - overcharge you at every opportunity - go bust if they carry on like this Reviewed on: 7th February 2019

Excellent product!

4
I have held this account for over 10 years and am happy with the level of cover that it provides me. Have always had excellent customer service from Lloyds. Reviewed on: 6th February 2019

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Cashback credit card

    from Lloyds Bank 4.78 from 9 reviews
    Lloyds Bank
  • Travel Money

    from Lloyds Bank 4.63 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
    View all products