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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (630 reviews)

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4.45

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Excellent product!

I have held this account for over 10 years and am happy with the level of cover that it provides me. Have always had excellent customer service from Lloyds. Reviewed on: 6th February 2019

Easy to set up & great joining gift

I recently set up in branch. The staff were very friendly and helpful and helped me set up a switch guarantee which worked perfectly. I was delighted to be able to chose a free joining gift of a subscription to a magazine I like. I use my account via the app which is very clear and simple to use. Overall a great experience. Reviewed on: 5th February 2019

Every day current account

I love my club Lloyds current account; it pays interest and I get a free magazine subscription. Reviewed on: 5th February 2019

Great account

It offers great rewards and great customer servuce Reviewed on: 4th February 2019

Good

Overall good deal wity the bank. Reviewed on: 29th January 2019

Good all-round account and customer service.

Easy to manage on phone or PC. Pays a decent rate of interest for a current account. Have always felt secure. Reviewed on: 21st January 2019

Why Bank Anywhere Else

Have been banking with LLoyds since I was 13, 8 years on and I'm still with them. Why look elsewhere when the product/service your receiving is already meeting your needs. I'm sure I'll remain with LLoyds for the rest of my life. Reviewed on: 13th January 2019

briliant

always been able to help with my accounts and online is best Reviewed on: 12th January 2019

Worth it

The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Daily charges for the use of an authorised overdraft

It is very wrong to charge for the use of an authorised overdraft especially the daily charges when I am already paying a monthly fee for my current account. Other banks do not charge thses fees. Reviewed on: 11th January 2019

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