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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (655 reviews)

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4.44

Based on 655 reviews, last reviewed 12th Apr 2026

5600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Great on line banking

On line banking now provides an acceptable alternative to visiting your local branch. Reviewed on: 6th November 2019

very good

Excellent service from my Fleet Branch Reviewed on: 6th November 2019

Easy to use website,staff polite and very thorough with checks and makes sure you dont take more out then u can afford

Always there for all my banking needs ,staff willing to help either face to face or phone Reviewed on: 5th November 2019

Good added value - but reducing

Was a good product, but by reducing the interest on the current account and the amount it's available on is becoming less attractive. Needs a boost! Reviewed on: 29th August 2019

Drove me to near suicide

The amount of stress, pressure and anxiety I suffered trying to pay my way in this world was not helped by the fact I was paying nearly £250 in overdraft fees per month causing me to inevitably forfeit important payments such as my daughters nursery fees and household bills Reviewed on: 27th August 2019

Free reward and great banking app

It's unusual to get something for nothing but that's the case with the Club account from Lloyds where you get to choose your free reward. Their banking app is also really good, easy to use and they are always adding new functionality. Reviewed on: 9th June 2019

Online banking service

Lloyd’s online banking makes life incredibly easy. Both web and app are user friendly and make all transactions a breeze Reviewed on: 4th June 2019

Online banking

I’ve been banking with Lloyd’s for over 25 years. Lloyd’s online banking is incredibly easy to use, and makes all transactions simple and fast. Reviewed on: 4th June 2019

High overdraft fees

Very expensive OD fees relative to competitors Reviewed on: 5th May 2019

Current account

Excellent customer service , helpful staff in branch when you need and brilliant online banking app Reviewed on: 15th April 2019

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