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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Few good rewards

3
Few good rewards but interest rate isn’t as good as it used to be Reviewed on: 10th February 2019

Life rewarded

5
Free lifestyle product. Excellent rate of saving. Reviewed on: 9th February 2019

Easy to run account with great perks

5
Have had this account for years, as long as you pay in at least £1000 per month there are no charges and the perks are good, like free magazine subscription, cash back at various places. Reviewed on: 9th February 2019

Great Customer Service

5
My local branch offers very friendly service and my personal account manager Joanne calls me whenever she spots a better deal, Insurance, account etc. Reviewed on: 8th February 2019

What happened to Lloyds Bank?

1
They will not: - return a call - meet - answer a complaint - review an account They will: - overcharge you at every opportunity - go bust if they carry on like this Reviewed on: 7th February 2019

Excellent product!

4
I have held this account for over 10 years and am happy with the level of cover that it provides me. Have always had excellent customer service from Lloyds. Reviewed on: 6th February 2019

Easy to set up & great joining gift

5
I recently set up in branch. The staff were very friendly and helpful and helped me set up a switch guarantee which worked perfectly. I was delighted to be able to chose a free joining gift of a subscription to a magazine I like. I use my account via the app which is very clear and simple to use. Overall a great experience. Reviewed on: 5th February 2019

Every day current account

5
I love my club Lloyds current account; it pays interest and I get a free magazine subscription. Reviewed on: 5th February 2019

Great account

4
It offers great rewards and great customer servuce Reviewed on: 4th February 2019

Good

3
Overall good deal wity the bank. Reviewed on: 29th January 2019

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