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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (671 reviews)

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4.45

Based on 671 reviews, last reviewed 18th Apr 2026

6700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Good account with good services. Good account with good services. Easy and fast refund for completing the requirements for the fee refund. Good bonuses as well. Good UI for the app. Reviewed on: 18th April 2026

Latest lowest rating:

2

I have been a customer for 20 years or more. I have been a customer for 20 years or more. The branch service has got notably worse in the last couple of years - long queues with few counter staf... Read more Reviewed on: 16th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (671)

Review of the Lloyds Bank, Club Lloyds Current Account:

Worth it

The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Great all-round experience

Lloyds Bank is trying really hard to provide consistently good and efficient customer service. The bank has a wide range of products to suit virtually all needs and its website is very easy to navigate. The interest rate on its current account is better than many savings accounts and the business is obviously doing its best to win back customer confidence following the Government "bail out" of 2009. I am a satisfied customer. Reviewed on: 6th November 2018

Great account with good rewards

A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Used to be OK

When I initially joined "the club" an interest rate was most welcome. It has since reduced to a really low level. The only reason I stay is because there is not much else out there. I now transfere a lot into peer to peer lending at ZOPA. Reviewed on: 5th November 2018

great rewards

I get great rewards ie cinema tickets every year and I also have loyalty cash back offers on my account for different stores Reviewed on: 5th November 2018

worth it for the service

great product, never had an issue with this account. well worth it for the services Reviewed on: 5th November 2018

Great bank account

Never had any problems with Lloyds, great sever in bank and on the phone. I like this particular account as they give you cinema vouchers to use in Odeon, Vue or Cineworld Reviewed on: 17th July 2018

Club account

The Club Lloyds account is a good account with added bonus of a reward which you can choose from. The account is free unlike the old Llloyd accounts where you had to pay a monthly fee although there are minimum pay in criteria. It also pays a fairly good rate of interest and has really good online banking. Reviewed on: 24th June 2018

Excellent Bank Account

Have banked with Lloyds for years and this is my favourite account so far. Easy to use online banking, and you get a freebie every year - either a gourmet society membership, a magazine subscription or cinema tickets. You cant argue with that! Reviewed on: 14th June 2018

Wonderful App

Hi have accounts with Lloyds and Natwest. I am not sure why Natwest has won Best Banking app award 2 years in running. The features and the way app has been designed by lloyds is way better than any other bank app I have seen. My ranking Lloyds, Monzo after that Natwest. Reviewed on: 2nd May 2018

gud

i like using lloyds bank, its convenient. Reviewed on: 4th April 2018

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