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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Club Looyds

4
I like the interest rate on a current account and the annual rewards make a good incentive too Reviewed on: 10th February 2018

Perfect account with perks

5
I love Lloyd’s in general as they are very understanding and offer great customer service. The club Lloyd account is brilliant if you meet the minimum requirements and the cinema tickets and magazine subscriptions have been really good. The selection of magazines is good and caters for all sorts of taste. I highly recommend it. Reviewed on: 8th February 2018

Very good service

5
I am very impressed with Lloyd's bank . I have been banking with them for over 20 years and Club Lloyds is a real perk. We have the gourmet Card upto 15% cash bank , exclusive mortgage rates ,home insurance. I think for a bank account there are lots of helpful perks and they really do look after you Reviewed on: 8th February 2018

great account

5
Great account. Rewarded with 6 cinema tickets every year, get interest on my balance. Get access to regular saver paying 3% interest and internet transactions are so easy to do. Reviewed on: 3rd February 2018

Excellent customer service

5
I have been a customer with Lloyds for over ten years and have never had any problems. Everything is quick and easy and the perks you get with this account are great. Reviewed on: 3rd February 2018

No issues

5
They make life easy and do everything they meant to Reviewed on: 29th January 2018

Easy to use current account

5
Simple and clear explanations, jargon free and everything you need to run your banking online. Also get interest when you're in credit! Reviewed on: 28th January 2018

Great

5
Really helpful and great support from my local bank! Reviewed on: 17th January 2018

Great service

5
I have banked with Lloyds for my entire adult life and can always rely on them for service and good deals. Reviewed on: 14th January 2018

Charge but no real benefits

3
It could be a good product, however, the interest rate is lower than competitors. Reviewed on: 14th January 2018

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