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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (630 reviews)

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4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Excellent bank

They are always very helpful, whenever I have gone into the branch there has always been someone standing to greet me and ask what I need help with. The few times I have gone in to sort out some issues such as removing a joint account holder or raising a charge back they have been brilliant. Reviewed on: 14th March 2024

Great account , great bank

Been with this bank 25 years plus always been a pleasure Reviewed on: 3rd February 2017

Good rewards and decent interest rate for a current account

They do excellent everyday rewards where you can get discounts in numerous shops and restaurants just by using your debit card. The incentives each year for having the account are also enticing - last year I had a free Gourmet Society card and this year I chose six free cinema tickets. My only criticism is that they have just lowered the tiered rates of interest - it was 4% on balances between £4K and £5K which was much more appealing, so I will be looking at other saving options. Reviewed on: 3rd February 2017

Good customer experience

Never had a problem with them always very helpful with any queries Reviewed on: 31st January 2017

Brilliant Bank, Banked for years

I have never had any problems with Lloyd's, very helpful when i need to ring and have always offered me the best deals Reviewed on: 31st January 2017

Excellent

Excellent bank with excellent customer service either in branch or on the phone. Reviewed on: 17th January 2017

Good interest rates

It gives some lifestyle benefits for a small fee. The fee gets credited back if one sets up two direct debits from the account. The interest rate though have gone down is still better compared to others on the market Reviewed on: 15th January 2017

General banking

Having internet hackers take money from my account Lloyds assisted me very well. Money was paid back into my account in a few days. On the debit side they have halved the interest on the account and reduced the ISA rates to virtually nothing Reviewed on: 30th December 2016

Customer care

Did me proud when money was stolen from my internet banking Had it paid back into my account within a couple of days Reviewed on: 27th December 2016

Not great-always feel I'm been sold something.

Lloyd's bank is not great-really thinking about leaving. Reviewed on: 27th December 2016

Efficient

Friendly local branch always go out of their way to please Reviewed on: 18th December 2016

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